I have about $30k that I don’t need for 9-12 months. What is the best way to get a small return on it?

like
Posting as :
works at
You are currently posting as works at

Savings account w robinhood 3%

like

Yep, they did, but Amex and cap one have 2% options

Give it to me

likehelpfulfunny

5% is a fish. 15% is a shark

like

12 month CD is better than savings, can get up to about 2.8% which is better than current savings rates

like

My Amex personal savings account is giving me 2.5% right now. Not as good as the CD but way more flexibility.

likehelpful

Very true, I just assumed they would have no need to touch it for the next 12 but you are 100% right about increased flexibility. 0.3% is essentially 100 bucks for them

T-bill ladder or high yield savings

like

See if you can loan it to one of the fishes here for 5% 😉

like

Treasuries will pay comparable and remove minor risk of Robinhood being hacked

like

I’d dump it into cloudera

like

Loan sharking

Lending club, if you’re willing to take on a touch more risk for a better return

CD

r/wallstreetbets

Lending Club

What is lending club?

Related Posts

Anyone here do options to hedge their investments? Where can I learn the principles and techniques behind it?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

like

Best area credit unions?

like

I’m seeing the idea of taxing corporations on GAAP income get thrown around. My initial reaction is that it’s a bad idea but I’m far from an expert, especially with taxation. What does everyone here think?

like

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

like

Is 50k enough to live in London?

How's the Amazon prime visa card? Any added benefits over the other visa card? Like Chase ones for example

like

How many credit cards do you own?

like

Should I lowball my income on MBA applications (Europe/ Asia) to increase my chances for a scholarship, or does it make no difference ? (*income bound in non liquid investments)

like

Best way to store coins? Best wallet to use?

How many quotes have you gotten for interest rates and overall costs?

like

Can anyone give some suggestions on true second sources of income? I saw apps like steady as well as websites like Nexrep.com but really looking for some examples and feedback. sincerely, someone looking to create different streams of revenue.

like

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

like

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

likeuplifting

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

like

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

like

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

likeuplifting

Have CSR. Thinking of getting either the Bonvoy Brilliant Amex or Bonvoy Boundless Amex to use ONLY for my Bonvoy stays (I travel weekly). The 6x Bonvoy points per stay and the 3x CSR points per stay

like

More Posts

Hello,
If anyone can answer ,
On how time it will take normally for HR discussion and final release of offer after clearing the interview?

like

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Looking for advice on some resources or suggestions on how to start with programming for GPUs. I am 7 years into coding and I don’t know a thing about GPUs! I don’t know why this subject is not taught in schools.
Appreciate your support in helping me learn!

like

The cumulative effect of consistently working on your mindset and your #CareerBlueprint will keep your career on track.

How do you clear the mental and emotional noise daily to get clarity?

- Recognize negative thought patterns and deprogram them
- Create positive thought patterns and incorporate them

Your #CareerBlueprint is a 1-3 year plan you create. It leads to fulfillment by aligning your values and desires to the work you do.

DM me if you want to learn more.

like

Best places to see and restaurants to eat at in Miami? Also if there are any cafes to work out of during the day that would be great also!

like

I selected a Lenovo laptop but was sent a Dell. What's the chances I'll be able to request a replacement with a Lenovo after onboarding? I want a Lenovo because I'm love my TrackPoint nub!

likefunny

Hi sharks and fishes ,
Is the lwc in salesforce domain mandatory ?
I heard it is mandatory now 10 out 9 jobs are of lwc
Can anyone tell me the best and easiest way to learn lwc??

Thanks in advance

I have an interview with Konrad Group tomorrow for a Strategy and Technology associate consultant role. Does anyone have experience with Konrad? Would love to hear your thoughts

like

As a tech consultant, is the AWS cloud practitioner good for an analyst or is the AWS solutions architect more necessary?

like

Is egmat quant tougher than official exam? I gave egmat mocks and found the questions to be of greater level than official mocks

like

Looking for job opportunity as business analyst / product management in banking / payments domain. Experience of 5 plus years and understands technology well enough. Please help sharks.

like

Hi all, I currently work for a mid-size non profit after graduating from university last May. My main role is recruiting, but I really would like to move to the ER side. My degree is not in HR, so I was going to stay at this role for a year to start working on my SHRM. Does anybody have any tips on moving into more ER related roles from recruiting? Thank you!

likehelpful

Thoughts on $XPEV?

like

Hi All!
Do any of you have a prayer group at work? Do you include students in the group?

like

Hi All,

Is it good to join
Fujitsu Consulting India in Oracle Applications Service Line?

Tech Stack - Oracle Cloud Technical ( Oracle OIC, BIP, VBCS etc).

I have 20 days left to join. Looking for advice and any valuable insights.

Thanks in advance.

FUJITSU LIMITED Fujitsu

like
like

How tough is it to make the jump from SMB SAAS to Mid-market type roles? I’ve been annihilating my quota in my current role for the past 18 months, but on pretty small deal sizes. (Also I have no college degree) will sales managers care more about the performance record? Or more about the lack of big deal experience?

like

I'm a Sales recruiter currently recruiting telecom and UCaaS and am trying to get a salary and OTE range for people who sell Cyber Security solutions related to Overlay. If anyone can provide me with some insight I'd be very appreciative. If you don't want to comment directly, feel free to DM me.

What's your one regret from your time in the MBA program?

like

Additional Posts in Consulting

Any recommendations on getting a resume review for MBB? So far, I’ve used victor cheng’s cover letter materials which seemed pretty decent.

like

If there’s no clear benchmark or data available on Glassdoor how do you best set salary expectation with potential employer? I don’t want to undersell myself but also don’t want to sound crazy. Thx!

like

@ZS folks - would you move from big 4 manager to asc consultant at ZS? Strat insights and planning team. The offer is higher salary than mine but not by as much as I thought. -My questions are, what percentage of work is growth strategy? Any deals?
-How is WLB? Many weekends? What’s start / finish time would you say?
- What sort of exit ops do you see your peers going to? (non healthcare)
-professional development (mba, office mobility)

like

Thoughts on working at Whirlpool in a operations and strategy analytics role? Mgr and role look good. But something I can’t put my finger on. Maybe it feels like a prestige or brand downgrade from D?

like

McK people, do you use LFO when you book air travel from your client to anywhere other than your home office? (New hire question)

How messed up is it that I can’t wait for Friday already?

like

Client is an investment bank. Things are hitting the fan here

like

Baby due in June. Can I get promoted to consultant if I take paternity leave?

like

Anyone know a ballpark Mbb acceptance rate into HBS? Is it actually that much easier getting in from mck?

like

Time to board the flight. Bulldog? Check. iMac? Check. Seems like a better option than mine.

Post Photo
likefunny

I work for a small company and my manager got fired this morning...

like

Looking for some material for a crash course in IT strategy consulting - books article etc. any recommendations would be appreciated

like

Anyone owns Crockett & Jones last 348 in the bowl. Difficult to get to one in LA. Any comments on size and width compared to Alden and AE?

like

Strategies for work/life balance? Especially while traveling? Thanks!

like

Anyone have CFP Prep books they don’t not need anymore?

likesmart

Lots of us are skilled at delivery but most sales books seem to focus on the pitch and closing... What are your best resources for learning to develop and nurture strong, lasting client relationships?

like

Planning to do a PRM or FRM qual. How useful is it to move from Big 4 Risk and reg consulting to industry? Finding it hard to get anything other than non-PM roles

like

Hot take. Is FAANG even a thing? Or was Cramer just worried about the acronym if he took out Netflix?

likefunnysmart

Overly enthusiastic TSA guy: hey! You fly through here every week, right? I know I recognize that face! ...it's my first time in this airport... I guess all Asians look alike? 😂

like

Instead of writing “Talk Soon”, I wrote “Talk Son”. Smh 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️😭😭😭

likefunny

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal