Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

Do desi consultants opt for 401K? Upside/downside?

This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

NRF matched Millbank in TX yesterday

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

What percentage of your gross salary is saved including 401K or equivalent?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Catch BPCL Rs.58 dividend with record date of 16th September

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

How do I get a credit report for a deceased person?

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Love to see Duke lose

Has anyone switched from a service based/consultancy company to JPMC? Can you please share your experience. Also, what are the differences you have observed (Good or Bad). Thanks

Hi sharks!

I am a M.Tech. in Biotechnology graduating in 2023.
Due to the current recession, facing a lot of problems in job hunting and placements.

I also have basic python skills, SQL in intermediary level, and I have studied about ITGC audits from a peer of mine. I know the basics regarding IT Audits like Program Changes, APD, Computer Changes, etc.

I have interned at Tata medical centre and have written 3 research paper, one of them is in AI.

Please help.

KPMG Deloitte PwC Accenture EY

Does anyone have a similar experience? I interviewed with recruiters from two of "Big 4". Both interviews went well, and I was told the recruiters will submit my resume to the partners and senior managers for the next interviews. 3 weeks later, I received the rejection letters without the next interview. I wonder why the partners even not bothered to interview me. If it matters, I am a CPA with 3 years non-PA experience and applied for experienced associate positions. I appreciate any insights.

I confess that I was one of those annoying kids in AOL chat rooms back in the late 90s. I also confess this bowl feels just like those chat rooms back on the day. I also confess I still enjoy stirring the pot here with a chaotic neutral approach.

I broke my pwc provided smartphone post RL discussion

What to do? Will I be penalized for it?

Hi fishes, looking for referral in EY , Deloitte, Xoriant. Techstack - .net developer YOE 6.1 yrs notice period 60 days

Hi guys...I am currently working as a process executive at Infosys BPO.. with a very basic salary of 16k..any professional advice on how can I get a salary hike here?
Any help will be much appreciated

My colleague is going on maternity leave for 4 months and I was asked to cover some of her projects which are step up in responsibility than what I’m currently operating at. Some peers have suggested I ask for a raise to accommodate this but I’m not sure I agree as I’m only covering her while she’s out? What are others thoughts about this?

I joined an agency about 2 months ago and every single day I get more responsibilities, to the point that I don't even know what my actual job title is. I'm frustrated, to say the least.

Hi folks,
How long jio hr take to release offer after all requested documents sent?
Jio hr not answering my call and email idk why?
Is this normal?

Does anyone who works for TikTok in Europe know if it’s possible to move to the US with them? Wondering if I take a role in Europe if that will be a future possibility

Would you say being a partner is more demanding than being an industry exec?

Can we consider cars from the 90s to be classics?

Sub question: what's your favorite 90s-era car? Extra points for pics.

I was in acting lead role since 2019. Got my papers in 2021 aug. I have been in the same.projdct since 2016. I am planning to switch. Do you think this is the right time to do so?

I dare you, no wait. I DOUBLE DOG DARE YOU, to schedule a mental health day, eat at your favorite restaurant, then take a nap!

No grading, no planning, no school email.

Just time for you.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Sooo AMC.. who’s in?

😂

Anyone investing in index annuities? Can someone explain why this is beneficial?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

What are the best cities to live in for FIRE?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Decided to payoff my mortgage.

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone a CFP as a side hustle?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Have 20k, what’s a good small business to start with this fund? Serious question here

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?