I have been watching my 401k keep rising and I’m getting concerned, it can’t grow forever! Do you feel nervous about the economy?

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A few thoughts for you:

1. Assuming you keep paying into it (maxing out your company match at the very least), you can feel confident it’s going to grow.
2. Even if it shrinks, it’s probably going to bounce back again. Although the current administration’s focus on their own portfolios pay bite you here.
3. Stop watching it. Maybe check in on your mix of funds once a year, but the idea is to go all equity, high risk when you’re younger and transition to bonds as you get older to maximize growth potential early and limit losses later on. But stop watching it - you can’t touch it until you’re 65, so don’t worry about it.

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Yes. Try to get a hobby, so you don’t worry about it so much.
Know that it will go down by 20%+ several times in your life. But will be up 100%+ by the time you retire.
Timing the market (especially based on anxiety) is almost always the wrong choice, so just carry on!

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