I have the Chase Reserve and want to get rid of my SPG Amex because I don’t use it. Any reason to get the Chase Freedom as a back-up card/replacement? Any perks to keeping the Amex?

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It’s free and rotating categories. Recommend freedom unlimited instead, though. 1.5% forever is easier to manage

Absolutely get the freedom. Use it for the 5% categories and transfer the freedom points to the reserve account. Then your 5 points per dollar can be redeemed at 1.5x, or a total of 7.5%. This is what I do

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