I would like to open a checking account and investment account in chase to have my credit cards bank and investments in one place. I’m a non resident alien (F1) but the guy in the branch told me that I should say that I’m a resident alien and just open the account online as it had no tax implications. Is there any problem if I check that box? Are capital gains the same for resident aliens and non resident aliens?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Can anyone please share the exact address of the AMEX Bangalore office location?!

Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Anyone have a carry payout model they can share? Trying to build a few scenarios

Which service(s) do you use and can recommend to send money to India?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Moved to Canada on a work permit but recently got my PR approved. It’s been a 4 month wait to get the actual PR card and I have a family trip coming up soon. Can I still travel and get back into the country with no issues given that I still have a work visa (W1) on my passport? Not sure if my change of status nulls my current visa

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Currently in a situation where I am getting my new built home in October but want to sell my current condo now when the market is still reasonable. Is it possible to sell but be able to stay at the condo few more months?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Been working at my company as a new grad for almost a year, but don’t see myself in the team that I am in (working with Salesforce) for long term. Interested in frontend dev and have been learning on my own. Manager says chase doesnt have much React opportunities. Is it possible to make a switch when I barely have experience? Are there companies that will hire by seeing that I am willing to learn and am interested in frontend even tho I don’t have much experience with it yet?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Self-Promotion Alert: In association with my upcoming personal finance blog, I have a draft of a blog post about paying off my car that I would love to get some feedback on

DM me if you’re interested

If I go to a non-HSW M7, what are my chances of getting a post-MBA offer from MBB? Just looking for offers/applicants numbers (ballpark is okay).

Any idea of starting A1 salaries/signing bonus (if any) in Dallas for M&A tax (JD/LLM)? I’m interning in a different city right now and hoping to transfer to Dallas for a full time offer.

Recs for getting art framed? I know the MFA sends their stuff to Stanhope but I don’t think I really need museum quality framing.

Are there any good books to read from a start up perspective? I’ve reading the lean start up but would like some other recommendations

Can I sue a company for posting my address on social media (cont’d)

Hi everyone! I have my first round of interviews at Dapper Labs this week for a Content Marketer role. They mentioned in the email that they would want to talk about compensation during the call. Does anyone have an idea of what the band is for this role/department?

What are some publications, books, podcasts, online classes etc that can help me prepare for my first year in consulting? Have 5 years of experience in finance and making the jump to consulting.

Where do you stay up to date in the best ideas from the industry?

Hi Group, seems like it should be basic format, but I just can not get it to work. a list of data and want to alternate shade (blue,white,blue,etc) each line but if I have multiple lines I want to group together and they all shade the same. I want to group by the same data in column A, and the number of rows that are the same could vary. So let’s say row 1& 2 same entry in column A(blue) row 3 different (white) row 4,5,6 same as each other different to other rows (blue) etc… help 🙏

This strike at Facebook is messing up my numbers. Has anyone else been in a situation like this? They were a major source of work for me. What can I do? I really need advice.

I have been talking to a recruiter for a little over a month about a position. I let her know out the gate that I really wasn’t looking to change jobs, but she just kept wanting to continuing the conversation. I didn’t have 2 interviews with the hiring coming and they know that I am not really looking to make a switch. They are now working on an offer letter and I know they’re going to offer me more money. I’m having my annual review this week. Any advice on how to handle a) job offer b) review?

I received an offer for $74k as underwriting analyst. Company is based out of DC. Is $74k a good offer? Or should I negotiate for more. 6 years in the industry. 5 as an account manager/underwriting assistant

I am a Client Executive with 7 years in the industry and 5 years of HR experience prior to that. I make 60k, am I underpaid?

Hello all, i have. A question regarding compensation for a lateral move. I just received a job offer for an UA position from a competing cyber insurance carrier for $70,000 + bonuses. This job will be based out of San Francisco. I currently make $30/hour for the same role in Chicago, after OT it’s about $60,000. Do you think it would be wise to accept the offer? Thoughts in general?

Hi all, anyone working in crmit solutions, how will be the job security and work pressure there. Is it advisable to join the company?

all - qq I’m currently on an LoA, stuck in India due to personal reasons (on F1 OPT) right now. I have a lot of interest in teaching kids online (coding and such), could I do non contractual job teaching coding online while in India with an indian firm?

Those who've had to let go following an H1B denial, does the firm expect you to resign or is this counted as 'Termination for cause'

Any Canadians here?

This one is for folks on h1b visa. So at time when you have an offer in hand(not accepted the offer yet and h1b transfer process not yet begun) while you are working with your current employer, do you even speak to your employer about your new offer to see if they make a counter offer?
Is there a risk involved with this approach assuming your current employer doesn't provide you with a counter offer and they ask you to leave immediately (and your h1b visa hasn't been transferred either)

Where did people have success with stamping? I’m a Russian citizen and trying to get an H1B stamp to visit my family. Been close to 2 years since I haven’t travelled abroad and hate it

I have booked my h1b visa appointment in sept. Does my visa date effect due to travel ban until dec 31st . I am hoping I could get stamping done and enter US after travel ban gets lifted.

For folks who have applied for AP/EAD, how long did it take for you to receive it?

I have a joke about H1Bs, but it is RFEd

How long after “interview ready to be scheduled” did you wait for an interview? Marriage to US citizen for i485. Still no EAD or travel document. 5 months since filing.

I had to leave the US before my lease ended due to visa reasons and subleased the apartment. I will be returning to the US on L1A shortly after the sublease ends (but before the term of the lease expires), could that jeopardize my return on L1A?

Has anyone done their H1B renewal in Canada? What was the process like and how long did it take to get your passport back?

H1b fish who were terminated by your former employers, did your employers offer flight ticket back to your home country?
My firm gave me $700 which is not enough to book a one way ticket in current Covid condition. I was wondering how i can negotiate higher amount. Any advice is much appreciated! Thanks!

Why does EY not sponsor internationals working under CPT for one day masters program? Can we all ask for the firm? Or at least provide a better GEOC program.. They will send us to a random country..

Anyone went for L1 blanket visa interview in India recently? Experience? Also, it seems L1 blanket is handled only in Chennai but consulate website says only Delhi is open and handling L1 as well not clear if that is only individual or blanket as well. Any insights? TIA

Looking for some advice as I am considering relocating to US. How difficult is for HR professionals to get a work visa? I think from what I read I qualify under eb3 (no master yet) or h1b. How do for do about looking for positions that sponsor your visa? I'm in the defense sector and have previously healthcare and financial services experience. Also worked in global matrix organisations with US teams so know the culture quite well. Any help is greatly appreciated.

Hi all! I have my first time H1B stamping appointment scheduled for November this year. But there is a potential job opportunity that I would like to switch soon. Would that be an issue for the existing appointment I have ?

Any idea how long is H4 extension taking ? My wife’s H4 + EAD + Ssn first time applied together on Aug, still haven’t called for biometrics in Dallas area. Anyone who recently received Extenuon or EAD would comment here to help understand how close are Aug applications, appreciate any info on this one.

Do you think PERM approval will get faster anytime soon? The wait is awful...

Filing for marriage gc, does the sponsoring spouse require a copy of birth certificate or is passport fine?

Recently left Deloitte for a startup who will sponsor my H1B, does anyone have any Chicago law firm recommendations ? Currently on OPT, Irish nationality