If I buy a investment property and rent it out, but I myself live in a rental due to location preferences, my rental income counts as income and it offsets any in interest tax exemption I get due to mortgage? Is that a bad strategy?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

Any good articles, notes , YouTube videos about intraday trading for newbie ?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Best sign up bonus right now that is not the CSP and the Amex platinum?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

How to transfer PF fund from hcl to epfo if i was a non pension member???

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

HYSA anyone recommends?

For people who have profit sharing what have your experiences been? Ours is every March but it is a variable number based on how we do the prior year (duh obviously) but also only my boss gets to decide and he gives no criteria on why he chooses what he does. Don’t get me wrong I am super thankful to be in a location with great PS opportunity and upside but it is so hard to plan my life out not knowing what my income will be that year. Also there’s no way to know how my bonus compares to my peer

I’m a finance manager for a Global 50 company, with 6+ yrs experience. I’ve considered switching to sales, and curious if there’s part time roles (preferred remote) that I could try. Any suggestions for me? Companies, role type, etc to look into. Thanks in advance.

Does CGI send any welcome gift to new joiners?

Has anyone successfully sold your gently used clothing for cash on the spot anywhere in Chicagoland? If yes, where? Have a lot of nice stuff that I’m bored of but Poshmark takes too much effort for me and I find consignment stores usually take months until anything sells and then getting your money is a pain. So looking for instant cash. TIA

Any advice for an extremely young, incoming Merrill FSA?

Has anyone gone thru a vendor onboarding with InterPublic group (IPG)? Who can tell me what it’s like / what’s involved? We just won a project and in curious… I hear the vendor onboarding / setup is lengthy and “intense” but would love to know how long it takes and what do they need from you that makes it “intense?”

Hi! I got an offer with Standard Chartered India. What does Grade 7 Band 7 mean? and I got a role as Specialist, Product engineer. Is this equivalent to senior software engineer ? Or relevant to manager? What is senior engineer is know in SCB?

Thanks in advance!

Best agencies in SF? Generally speaking, do they pay more than agencies in other cities to account for cost of living?

What's the minimum days/ years that one should have worked in order to receive the gratuity at Nagarro?
Do we get the amount in full that was deducted or do they give a fixed amount?

URGENT

Please help me know which company to join :

EXL Services — Analytics
EY GDS

Have same offer
Tech- Data Warehouse, ETL
YOE- 3

Thank you

IS there any instance you know of in which LTI revoked or took back its offer after giving offer letter. If so what circumstances

Recruiter “we like your skillset and experience but we are looking for a candidate with at least 8 years of experience with GDPR and CCPA”
Me: 🧐🤦🏻‍♀️

Any recommendations for a personal laptop? Looking to use it to start learning coding or maybe Ux design. I’ve also always been a Windows person but does anyone recommend switching over to a Mac?

Hello Techies,

I have YOE 6.3 CTC 7.7. I am a Sr. QA with Kalkine Media. Basically I am a Manual Test Engineer. I am working on my Automation Testing skills but there is no automation framework in my organization. Kindly suggest.

Hi fish - I have a referral for bcg - do I ask the colleague to send in the referral before or after submitting my application?

Could any FL lawyers pls provide any insight into working at CSK? Some reviews on Glassdoor say it’s a sweatshop, how accurate is this though?

Do you dress up to go into the office?

Shot in the dark- has anyone obtained their CFF? How did you study?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Anyone take the WI Real Estate state exam? Any tips on what to study?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Is it common for HOA to ask you to prove your car registration is up to date?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Any one knows what’s the easiest way to order a radon test for new construction?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?