If I sell Accenture stock at loss and buy American Airlines stock immediately, can I use tax harvesting for this?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Hello all,
Looking for a consultant position in healthcare consulting. I have an MBA with 5 years in the healthcare industry, 7+ years of strategic program/project management and I’m am lean six sigma green belt certified. Know of any companies currently hiring? (I am willing to travel. )

Feel free to PM me to further discuss.

Four words - Invest. In. Amazon. Stock.

110% Return on investment ( 1 year) and still projected to keep growing...

Laughable that banks and traditional 401k give you less than 5

🌈 Hiring PM’s! 🌈

I work for an L&D company near Denver. We build learning technologies/simulations for large corporations for mid-level managers to C-suite! I exited from Deloitte (5 YOE) and pay is nice. No travel and WFH 2-3 days a week. PM me if interested 🤓

Anyone recently buy a 2021 Acura RDX awd? Wondering how much you paid for it.

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

2021 roth ira limit is 7k? Or am I reading it wrong

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Hoping for help w/ studying. TRANSACTION CYCLES?? I see inconsistent lists online and in books: (Revenue, Purchasing, Inventory, Payroll) vs (Sales, Purchasing, Payroll, Financing) vs....

Abbey koi alive hai iss group me, kuch response nhi dete log

Does anyone want to be my M&A coach? Will pay.

Hi,

Is Fidelity giving wfh to contractors or is it a hybrid model ?

Hello fish - I moved to NYC from Charlotte NC recently. I have several weddings to attend in the month of April and am traveling back for 3 weeks. Has anyone traveled via airline with a pet before?

I don’t know where to start … having a pet sitter for 3 weeks isn’t an option and driving to and from isn’t either due to my work schedule.

How professional is it if a candidate ( with many interactions and follow ups ) who is supposed to join the next day calls in this day evening and says she/ he got another offer and wants to step in that ?

I obtained a judgment against a defendant who is also plaintiff in a pending case in another county. Can I secure funds from the other case to satisfy the judgment in mine?

Ok folks. Thoughts on dApps? What are the most immediate use cases you see bringing value to businesses

Hello fishes plz unlock my dm

Do we have salary advance policies in the big 4s either in Indian or global offices?

So… are any NJ/NYC people planning a meet up?! 👀

Google Assistant or Amazon Echo?

All, planning to head to France for the race in June. Any tips?

Anyone going back to the Chicago office yet? Is it worth it?

What apps do you use to purchase coins such as XRP

Which among WITCH has SAP data intelligence practice/ projects.

Thanks !

I want to get middle school cert (for ELA) My degree is K-8. My current cert. & EdTPA is K-5. What's the quickest & easiest path to middle school certification?! (I'm in TN, specifically Sumner Co.)

Hey IBMers/ex-IBMers,

What is the designation hierarchy in IBM GBS for someone joining as "Advisory Technical Services Specialist" at "7A" band?

Like I would like to know what will be the next designation/band once for me if I get promoted?

YOE: 6 yrs.
Tech Stack: Testing

Thank you in advance!

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

What are your thoughts on Baidu as an investment?

Will the market continue with its usual bloody day?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

What does the book says if you are up 120% on a stock in one day 😳

What would you recommend doing with extra cash after max 401k and IRA? Open a brokerage account and continue to invest in the market or diversify into real estate/small business? Total noob btw...

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

Can Amazon please do a stock split 😭

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

How do you boost your credit score within a couple of weeks? Very small increase needed.

Is sending kids to private school worth it? Talking about 25k-30k per year. Living inside city where public school are average. Thinking of sending kid to international school with bilingual program (family speaks multiple languages)…. The money adds up a lot over a lifetime. Especially if we have more than 1 kid.

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

Is stock market surging tomorrow?