I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

What areas have had the most rent reductions in Manhattan?

At what age did you buy your first house?

Is it smart to get multiple credit cards as a traveling consultant?

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

When, if ever, do you add “Esq.” to your name outside of work?

I’m currently in a minor dispute with a company over a credit card overcharge and am wondering if I should have added “Esq.” to my signature in my complaint email lol.

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Any millennials here worried about their parents retirement? My parents are set financially but I’m worried about their lack of hobbies and social life. They watch a lot of news, politics, stock market, and sports. However not much more than that. I feel I’d be fine with that if they were in their 80s or older but they’re early 60s. Anyone succeed in getting their parents to an activity filled retirement?

Is QEF inclusion dividend or not? Sometimes, I see QEF inclusion reported on Line 11i and sometimes on Line 6a. I think we can rely on Sec. 1293(c) but I think it’s not foolproof. My hunch is since QEF regime is tailored to treat the PFIC similar to domestic mutual funds, we should not treat the QEF inclusion as dividends. Any help is appreciated.

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Hello, so I have 1k-2k to invest. Are there any stocks you see with high potential in a few years?

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

I am not as knowledgeable on stocks as I would like to be. I need HELP - What are some good stocks to invest in?

Anyone maintain real estate license on the side? If yes, which broker is a good one to associate with of the ones with all these crazy commission models?

Hi ,
My manager told he raised my ITA promotion. Where i can track that in ultimatix?

I have 4.5 yrs of work ex and joining as ACON at KPMG. Will I get promoted to CON in next cycle i.e October 2023 or so I have to wait until October 2024?

I am on a career break looking for domain transition into Analytics. More than one year I am not having job. My previous experience was of 1 year and 9 months in Content Engineering not experience of Analytics. Please help me.

Anybody just get an email from Gympass with a huge price hike?

$80 increase for Platinum
$100 increase for Diamond

ouch. I kind of suspected their model was financially unsustainable I guess I was right.

Hi Fishes, What is the fixed ctc band for SC2 at EY GDS SC&O. Also, how are the levels tracked for progression for a given designation (SC2 to SC3).

Please respond if someone knows about it.
EY

If I join Noika by first week of November, will I get the bonus in April 2023 ?

What kind of professional development/marketing-focused seminars/webinars/etc. has your firm offered that you found helpful?

11 likes to enable DM ! Please help

Colleague said “oh hello, who the fuck are you?” When I brought up what I guess was an unwanted opinion. This was years ago when I was more junior.

****KGS-FNF****
Hi, I have paid medical insurance premium of 27300 in the month of April 2022. My last working day was 17th October. I have talked with finance team, they told me I will get the 27300 rupees on FNF
Today I received mail from KPMG. On FNF , 27300 rupees in not included.

What should I do? Need your help guys!

When traveling does anyone else struggle to get motivated to use the gym and eat healthy? How do you over come this?

Dell vs SAP labs which is better in terms of work?

What are the things which can help us once we join SAP?

I assume there are many lateral hires here in this bowl. Could you help with a few pointers which could be helpful in the initial few days in the firm?

Thoughts on staking crypto? What’s the safest way.

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Custodial or 529 for child?

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Do you count your car as part of your NW on Mint/other trackers?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What do you want to do when you reach FI?

Poor, clueless 23 year old here. Any tips on how to balance retirement savings with short-to-medium term savings goals? (Wedding, MBA, car, down payment).

I currently max out my Roth IRA, but don’t max out my 401k. If I did i would have nothing left for liquid savings. Any tips?

If you could right now, would you buy a house in full cash or invest in the market?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

I am looking to start a brokerage account but I’m not sure where to start. What would you recommend as step 1?