2021 roth ira limit is 7k? Or am I reading it wrong

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Are you over 50?

The bright side is you are not old like me

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Is crypto dead? Anyone still making profits recently?

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I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

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Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

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Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

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Inflation check @9% 🫡

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Lost ~50k on OHM and Klima.

With all other crypto holdings, my total crypto profits of 150k from ATH in summer is gone and now I'm in 30k net loss.

Share your stories and make me feel better.l, please 😢

likeuplifting

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

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Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

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What stocks are you betting on for 2018?

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Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

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This in their 30's, how much money do you have saved? Did you start your own family? What's your age, and do you own or rent your place? Btw I'm in my mid 20s.

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Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

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I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.

In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.

I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.

Also, what can I do to pay less taxes? Any help on that?

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Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

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When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

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Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

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Planning on joining KPMG. I am reviewing the independence rules. Do I have to sell my existing Accenture stocks or does it mean I can’t invest any further?KPMG

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

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What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

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Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

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Hey fishes, can anyone refer me to for integration role.. my skills - IIB, MQ, Azure, Java, Python ..

Hello Fishes I might get a call from Deloitte for sAp GRC. With yoe 1.4 years(Sap) and total 2.4 years exp. Can I quote my expected compensation 12 LPA current CTC 4.89 LPA at IBM Deloitte

Have any firms sponsored mbas for tas people? I really want to do an MBA in the future, but mathematically speaking I will probably be around s2 or s3 when I apply. At that point it may not be justifiable.

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What’s the salary range for a 4 year going into 5 Civil Engineer with experience of surveying, construction inspection, knowledge of numerous drafting softwares, and internal IT Experience. Just being south of 70k is Light especially before Taxes don’t ya think?

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Increasingly difficult to hold on to both....

Post Photo
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Does a 20 year long career at Deloitte hold much value in the marketplace in light of the current economic situation? Started as a change leadership Consultant, but ultimately spent majority of my career in Resource Management and Global Mobility.

How much is your daily/weekly commute to/from your work place? Just wondering as mine is 2+ hours per day

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Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

likehelpful

I’m a product designer with about 5+ YOE I’m exploring courses/programs that one could take up as a mid career professional. I have a keen interest in Service Design, Behavioural Sciences, Design Research but not very sure about the opportunities. At the same time I’m open to exploring Product Mgmnt and Data science as along with design. Any recommendations?
PS: I already have a Masters in design.

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Hi folks,
I have been offered the role of Senior Associate BIM at Axtria with a fixed CTC of 16LPA. I have 3 years of experience in data engineering. I have another offer of 16 LPA from Deloitte India, should I negotiate for more with Axtria?

Also, I have selected Pune as my location, so will the on boarding be a virtual one?
Thanks.

What are the leaves policies in Accenture we have ? Can anyone share the leave calendar for this year in Accenture

What's your advice for someone wanting to go abroad? Should i approach CCO's and ECD via LinkedIn or should i use a recruiter?

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Hi I Have offer from BNP and Capgemini Pay is almost similar, Which one will be wise decision to join.

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Anyone working in synechron for DKP group? How is the WLB and job security there?

Hi,

This Bowl is created to help sales folks working in India.

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Anyone hire aresume writer? Thoughts on doing so?

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Why do H/S dual admits tend to choose S??

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Can anyone please refer me for Senior Informatica/IICS/Datastage developer , open to Pune/Bangalore/Chennai/Hyderabad location.

Total experience -7.8 years
Relevant - 6 years
Notice period - Serving (45 Days Remaining)

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Additional Posts in Personal Investment Chatter

I have a 401k still in the Deloitte plan. What are your thoughts of rolling it into my current 401k or leaving it where it is?

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SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

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Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

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House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

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What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

Is stock market surging tomorrow?

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31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

I’m finally getting significantly greater than 1% return on Yotta. I hope someone on here was the one that won the Tesla!

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What does the book says if you are up 120% on a stock in one day 😳

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likehelpful

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

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For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

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Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

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Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

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I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

likeupliftinghelpful

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