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Look at getting a new advisor (are they a fiduciary?). Whole life plans are not a good idea.
Have you looked at term insurance? Why would you need whole life?
Got it, there can be benefits to having another whole life but really it depends on many different factors including your cash flow and family needs. Full disclosure I believe most people's needs are met with term policies but from time to time it makes sense to do permanent coverage
Agreed @ Edward Jones 1. It all depends on the persons situation. I personally don’t like something that expires. There are more options than just those. If you want some options, let me know and I can show you. No obligations.