Thoughts on airline / hospitality stocks? I know they are struggling right now but after COVID shouldn’t it go back up? 😮

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The industry is permanently changed and may take a few years to recover. You should be able to find better investments than those.

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Thank you!

NCLH has a 100% upside in the next 12-24 months

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Cruise lines.

funny

Airline stocks are notoriously volatile even in the best of times. I was in house for an airline, we used to immediately cash out our RSUs because the stock is so volatile. If it’s worth something today, get your money and run was the advice I received from “lifers” there.

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Related Posts

Any loan facility available in BOA

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In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

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New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

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likefunny

Quick question - my package includes some fixed component for housing. Say if I spend less than that at actuals, I cannot claim the full amount?

Post Photo
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Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

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CNN And FOX stfu about COVID real quick with this Ukraine/Russia stuff going on.

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I started working recently. I got my semi monthly pay recently and I use all of the semi monthly pay(not including 401k and IRA) for rent. (So 50% in total) Is that too much? Starting salary is pretty bad in here.

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comparison of public transportation in nyc: pre-covid and now.
curious to hear everyones answer. might be able to address your gripes also.

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Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

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I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

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Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

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Does anyone have a referral for “Citi Double Cash” credit card?

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Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

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How has your work been affected by COVID-19? I’m a regulatory and transactional attorney at an AmLaw 100 firm. Everyone has been telling me that health care will be fine (continued in comments)

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Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

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Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

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Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

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I am looking for a single occupancy (at least semi furnished) room in a 2/3 BHK flat (Female) in Kharadi/Viman Nagar or nearby areas.

Any leads will be super helpful!

Any reviews of Capgemini Invent? Is the work culture similar to Capgemini or does it actually engage in Management Consulting projects ? Capgemini

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I did one interview yesterday with flipkart but still they didn't invited me for second interview.
What shall I assume about my result ?
Meanwhile I got interview call from CSS Corp , shall I start attending other interviews?

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Is LA the worst right now or am I just the worst?

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Ping him directly for more info

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If an otherwise good interview the interviewer says: “I think you have great experience that will help you wherever you go”. Should I be reading into this?

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I had final round interviews last week for the company I really want to work for. I have an offer from another company, which I communicated to the recruiter which expedited the interview to final rounds. I need to respond to the other company's offer letter soon. Should I follow up with the hiring recruiter for the company I want an offer from? Or just move on if I haven't heard back by end of this week?

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I was just informed after the third round of interviews they’d like at least 5 references, two must be supervisors. My last job was a temporary remote job where I didn’t really interact with my supervisor and the jobs before that were at my family’s business (I do not speak to any of them for serious personal reasons.) Anything before that was grad school and I haven’t kept in contact with any professors from over five years ago. What should I do? 😕

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I’m in the 2nd and final round for a position with a well know company. However, they haven’t asked me my salary expectations yet and am unsure if I provided expectations on my job application. How should I handle this IF the final interview goes well?

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Hi Sharks,
Can anyone please refer me in Deloitte India pune ?
I have 12+ years experience in telecom domain.
Skills Unix , shell scripting, SQL,plsql, microservices , keycloak,apiman,kibana,redisrabbitmq installation and configuration, problem solver and good communication skills , project deliveries in agile methodologies and consumer interaction.
I am looking for senior business analyst or senior technical lead position.
Appreciate any help!!

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I have offers from Deloitte India and IBM Consulting for a role in consulting function. (SAME PACKAGE) IBM Consulting Deloitte India Which one should I go for?

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Hi All,

One of my friend got interviewed in Deloitte and she was asked to rethink her salary ask in the HR round. She reduced it to 1L less than initial ask. Now the status is in benchmarking approval. What does that mean ? Will they release the offer letter ?

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Can sm1 help in calculating in hand salary for below brk up after maxing out 80c and 24A.Thanks in advance.

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Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

I’m looking to book a weekend in NYC at Marriott. I will use points and have suite nights I could use as well. Any recommendations?

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Hello, Is anyone able to refer at Fitch Ratings Inc. ? I am looking at a structured analyst position in CBMS department. Would love to set up a set up a phone call or zoom to share my background and learn more. Thanks!

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Looking to buy a new TV. Would mainly watch Netflix and live sports. Have Chromecast/ Google home stuff throughout the rest of the house. What do I need to look for in a TV?

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Having thoughts about leaving Tax for a smaller Co that specializes in SALT credits and incentives... but could this limit me down the road experience wise if I decided to leave there? I have a diverse experience now, but I don’t want to be looked at as only SALT later.

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From a UX Director... “Design is everything. You’re nothing without design.” Excuse me?

funny

Additional Posts in Personal Investment Chatter

Marcus just cut their APY rate to 1.55%, down from 1.7%.

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What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

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considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

like

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

like

How is everyone feeling about the market today? Buy? Sell? Wait?

like

Will markets jump upwards the day Putin dies?

like

Does anyone have a referral for “Citi Double Cash” credit card?

like

Thoughts on XT?

like

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

likehelpful

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

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Can someone share a Charles Schwab referral link?

likehelpful

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

like

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

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Leave it to a 2% dip in a day to send people panicking lol

likefunny

Are you investing today?

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Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

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What do you think on buying JPM, WFC, C now?

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Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

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My company matches 3%. Is that low or on par?

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