In terms of housing appreciation, which one is better. I have option to buy a home for 1.5m in Seattle vs 900k in Austin. All things aside, if you don’t mind to live in either of these places, which one is good investment wise. 400k down and rest mortgage @6%

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Pre-tax 401(k) or after-tax...thoughts?

I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

Big4 Partners: could you provide some insights into how the Big4 pensions work. Assume one becomes partner at 40, and then retires at 50 after full vesting, how much annual $$ you get after retirement?

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

If you wold like some assistance with classroom management or even managing your ow children, check this out.

I don't know about you all, but I'm jealous of all these folks doing hand stand challenges and bake offs. Seems pretty nice right now

I love how "staff training" is the solution to every quality issue that arises. Doesn't seem to work very well

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

How much Joining bonus @eli lilly offers if joining in <45 days?
It has clause that we need to return amount if leaving before 1 year or 2 year?

Do they provide relocation bonus?

@eli lilly company

We made it to 100! High five!

Anybody just get an email from Gympass with a huge price hike?

$80 increase for Platinum
$100 increase for Diamond

ouch. I kind of suspected their model was financially unsustainable I guess I was right.

Saala ye dukh khtm kahe ni hota be,

Rejection after Rejection - ab to count v yaad ni😔😔

Just booked a trip to Denver from 12/18 to 12/24. Anyone else want to connect for a few laps? I have IKON, happy to ski whatever, prefer not to wait too long on a pow day.

Anyone looking at traveling to Costa Rica? They have a list of states from which they will admit tourists while also requiring a negative covid test, health history, etc. As someone not on the approved list, I am bitter and curious why the population is grouped at a state level when there are massively different rates of infection within each state (not to mention personal responsibility) and you are already required to present a negative test. Any idea how often those lists get updated?

I'm a brand new attorney (passed the Feb 2021 bar) who started an in-house counsel position a few months ago (where my focus is negotiating agreements for the sale of my company's software). I was a contracts manager on an in-house team for 4 years prior, which is why I was able to go straight in-house. I'm entirely skipping out on firm life, which feels both good and bad. Is there anything I should think about getting experience in? How should I go about making sure I am seeing enough things?

Any insights on working for Enbridge? How does it compare to others in their sector? Differences across offices? (Comp / Benefits, time demand, interesting work?)

Went on Vacation and company owner freaked out that I’m away when there are some important deals going on. Ironically hes away this week too. Theres not much going on for me to do while away just some minor follow ups, but has anyone ever experienced this before? Howd you handle? I think hes just being ridiculous but was it wrong of me to go away? This trip had been planned for a while. Just have anxiety now.

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

How can I invest in real estate ? Looking for an additional passive income source

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Thoughts on Fundrise?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?