Is 720 credit score good to get the sapphire reserve with 200k income?

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Got the CSR when i was a junior in college making like 30k/year but Chase is stringent on approving people with short credit history. There's also 5/24 hard rule

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Yep. Important thing is if there is an ROI for the fees based on your spending habits

Yeah you'll be fine. Just make sure you're under 5/24. And that the card makes sense for you. I have the card and it works well for me.

Chase only allows you to open 5 cards (from any issuer) in the last 24 months. Most business cards don't count. Authorized user cards count, but you can call and tell them you're an AU and they'll reconsider you if that puts you below 5/24 (so they kinda don't count, if that makes sense).

There are a few instances of people above 5/24 approved, but pretty rare.

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