Is it a bad idea to buy my first home given the current interest rates?!

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Ally bank dropping rates again. CD a good choice?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

If you were to invest ₹10L today for a period of say next 5 years. How would you do it?

Target is to have 15L by end of 5th year and NO investment can be made into real estate.

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

Any portal/website where we can follow cryptocurrency prices

Is Charles Tyrwhitt a good brand? They have 3 shirts for $89 right now and they usually have deals for 3 shirts for $99.

How many bonuses come around in a year at the average law firm? Number of occurrences more importantly, but y’all can provide amount too if you like

I was told a position is expected to return to the hybrid mode and not 100% remote eligible. Has anyone successfully negotiated a role labeled this way to become fully remote?

Will GYMPASS be an additional benefit on top of the $500 EY wellness benefit? What is it?

Anyone ever decided against joining a firm after accepting an offer and their HR initiating tier 2 visa sponsorship? Appreciate burned bridges but are there any legal/visa implications?

Moved to the DC area about two years ago and have yet to establish myself friendwise. I usually tag along with my partner to all of his events as I’m traveling 5 days a week and have no forum. Any...

Any good drinks spots for a date night? Something with a frozen fruit drink or craft cocktails?

How would you react if your significant other told you that you weren’t their ideal type and that they wished you had a biracial skin tone with less kinky hair but that they are trying to get over it because they still deeply love you/you’re attractive in your own way?

Does Alvarez and Marshall have technology consulting? Anything related to IT/Digital/Cloud

Can you jump from a tax staff to a manager? With cpa and 5 years experience?

I am curious how other inclusion teachers are being utilized when the school is doing remote learning. I find that I am sitting in the zoom class and have very little opportunity to contribute. I am having discussions with my teachers on ways that I can better support them and the students when remote.

What is the best product discipline/culture companies in Canada. Does Faang companies have a good culture to grow?

Can I just say I love that this sub just talks about whiskey?

Hi guys,
What's the annual hike at band 601 in CB LOB. How much time it takes to get promoted to next level 602. How much will be the annual bonus at 601 level & percentage hike we will get at the time of promotion.

Hi Fishes!
I just got an offer from Quantiphi Analytics, Bangalore
Role: Data Engineer
Salary Offered: 16 LPA (14 fixed)
Current: 5.7
YOE: 3
Could you let me know if i should join this company? Considering its a startup and the offer is more than I expected

Greece Vs Budapest, Vienna, Prague during first week of October for 10 days. Which one do you prefer and why?

Best places to stay in Newport, Rhode Island? Planning on going for Memorial Day weekend.

Planning to go to Mexico during thanksgiving with husband. No idea where to go. Recommendations? Doesn’t have to be resort / beach.

Anyone do an REI adventure trip or something similar before?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

Should I be putting my $ somewhere else other than my bank account to save for a house?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Wish I listened to my roommate on Blue Apron. Up 115%

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Currently have 35k in 401k and 22k in Roth with Vanguard through previous employer. New employer uses principal. Should I transfer my Vanguard funds to principal? Thinking of taking loan out cont.

Any side hustle suggestions for an immigrant working in USA ??

I’m 27 and looking for advice. Aside from my 401k and HSA, I do not invest. Every paycheck goes straight into my bank account, and between living in a HCOL city and being underpaid by about $20k (I’m trying to find a new job, don’t worry), I feel like I’m way behind on my money goals.

I feel like my first step should be opening a high yield savings account, which I’m planning to do with Marcus today. How can I “make my money work for me?” Any advice is appreciated!

First 2 years for CSR is about to be over, and I’m looking at the value of the card against the annual fee. Combined with my other cards (Chase Freedom Unlimited & Flex) and deducting the $300 travel fee, the net benefit is $76. Is that enough to justify keeping the card? The lounge access at airports were a nice benefit, never got to use it since my client travel was through Amtrak.

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

15 year at 2.5% vs 30 year at 3.25% fixed rate mortgage loans. How would you think about this and which one would you recommend?