Is a home warranty needed or is it better to have some money saved for repairs/emergencies? If so, how much?

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Most people probably don’t have a home warranty. I bout one for the first year after buying houses and then after I was more comfortable with house, let them go.

Self insure

Depends on the age of the home. For rental properties 10+ years old I think it is worthwhile, especially for my rentals.

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