Is anyone here embarrassed about how much they spend on their lifestyle and do not get their debt down by one bit? I get in this mode where I start feeling really bad about myself, it's like I can't seem to change my habits to be more responsible no matter what I do.

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Same here. It's so easy to give in splurging on takeout (my vice) when the loans are six figures. Feels like $30 wouldn't make a dent, why bother fighting it

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I'm just about there. I feel like this Christmas season was a bit of a last hurrah on my post Covid FOMO / YOLO year.

I was like this at one point. Start tracking your expenses and it will really help. I've become super motivated to pay my loans down now that I see the numbers almost daily.

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Additional Posts in Student Loans

Damn LIBOR rate up again...

SOFI or who else?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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If you could go back in time what would you tell yourself before taking out student loans?

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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