Is it a good idea to put MSD down or any down payment when leasing in this current environment?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Any inputs on QS stock? I got it at $15 rate, how long will it stretch? Pretty new to shares, how you people decide when to pull back?

Fellow 🐠, need some first time home-buyer advice: Should we apply for an FHA loan? If no, is there a specific type to go for? Great credit (high 700s), great salary, but super high student loans...

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Robinhood just kicked me off their platform and I have no idea why. Now I need to quickly liquidate. Any recommendations to invest in mostly VOO without any fees and a nice UI for my phone? I need it to also connect to Mint.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

How can I invest in real estate ? Looking for an additional passive income source

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Any tax saving ninja technique??

How much should I contribute to a 401k?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Do you thank your tenants for paying the rent? A quick thank you text?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

How is Prescient Healthcare Group as a firm? What is WLB like? What do senior roles at director level look like? Professionalism? Brand? Compensation?

What’s a minimal but profitable strategy you’ve made since starting your coaching business?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Advice pls - was confirmed that Deloitte would be moving to offer approx 3 weeks ago. Offered lower than expected salary, asked for an increase and haven’t received any confirmation on the original or revised offer. Chased recruiter a few times only to receive a reply that its pending partner approval. Passed up a better offer in favour of getting into consulting and have another offer which I cannot afford to lose. Passed up offer 85k FNZ SC, current offer £80K Barclays VP, Deloitte -70k+6.7.

Who are the good international recruiters?

Can anyone share some tips or suggestions for the Sr. Program Manager final rounds of interview? Trying to prepare as much a as possible.

Has anyone been told that the role they are interviewing for will start in Jan 2023?

Got a verbal offer from a big agency a week ago and HR said written offer will come by EOD but no email. They did background check last week. Followed up last week no response, what should I do?

Any tips for writing a self-review? I have low self esteem and think I’m bad at everything, so it’s hard to know what to put in ‘super powers’ and ‘areas of development’. I don’t want to point out all the things I think I’m bad. On the other hand, I’m not sure what my strengths are. Any suggestions?

Hello! I noticed some similar questions to the one I am about to ask and I apologize if I am being repetitive but I didn’t see this specifically (I am new so sorry if I am missing it). I am a RN and have been for 15 years. I was looking to transition into health tech but has been a bit more challenging than I expected. So, I have been working on trying to get in as a SDR but I am also taking a course for my PMP certification. Is this of value or should I focus on something else?

My boss doesnt give any feedback about my work. How can I get him to give me better direction?

Hi Fishes,

Can someone please suggest a decent 2BHK in Bangalore for family, preferably in Gated society.

Max Rent: 30-32k
Move in Date: Feb - May 2023
No pets
Areas: HSR, Sarjapur, Kadubeesanhalli, Devarabisanahalli

Hi fishes can you help with perks and benefits of joining maersk at Pune office.
Are there any reimbursement or work from home option available.

Accepted job offer starting Jan 11. Should I let my boss know now so there is more time to transition my workload/approve replacement hire? Want to leave on good terms as I may do some freelance work for them.

Toured One Paseo in Del Mar this week and it’s just so damn perfect💔 But that price tag 😭💸 super new to SD. Any recommendations for similar vibes elsewhere that might be a bit more reasonably priced? Looking to stay away from downtown/super urban areas but not interested in extremely isolated areas either.

Used: C7 vs M4 vs C63 vs RS5
Which car would you go with, why?

Trying to decide between a new Mazda CX5 touring and CRV exl. Not able to make up my mind..any insights ?

Hello! Need help. I got a letter in mail for Hyundai's car recall and was told to contact nearest Hyundai dealer. Upon calling, I was told that while it's a known recall, there is no remedy for it per the corporate site.

The two doesn't add up. Should I call another dealer? Or is something like this possible? Clearly a novice when it come sto this.

Anyone here own a Ferrari? I’ve always wanted one.

Finalised my car sale at Carvana. Had indicated that my car is in a good condition with minor cosmetic defects. Today someone has scratched the back of my car with what looks like a Key scratch. Will the evaluator decrease the price or refuse the sale on inspection? Has anyone had an experience with selling with Carvana? Thanks!

Anyone selling Toyota RAV4 or Honda Accord in Chicago area?

BMW or Mercedes
Which is more impressive as a brand? Thinking of either the E class or 5 series.

Looking for recommendations on the most I can spend on a car:
I make 70k/year, and have 30k saved up. No real expenses ( I live at home). Would a 30k car be too much?

Anyone delaying a car purchase due to Covid to see how everything pans out?

Female looking to buy and gently used / preowned Small SUV. I am a Toyota Prius kind of person and looking to find an suv that will work for me. I haven’t looked at other models but currently leaning towards a Lexus. Any recommendations or suggestions from SUV owners? Couple no kids

Lease a 2020/2021 car for 3y 10k miles vs buy a used car. What would be cheaper (in those 3 years) all in? (Including insurance,taxes,blah)

Evaluating between BMW X1 2021 and Alfa Romeo Stelvio Ti AWD. Tips and inputs welcome! Just need a weekend Suv. Ruled out CX5 due to performance and Mercedes GLA since its too small for a SUV.

I am thinking of buying a used Maserati (3-4 years old, low mileage and if possible as good deal) and use it for 3 years, put 15 k miles on it and sell it off. The cars available are for $35-40k (Ghibli). Questions for the group
1- will I be able to sell it for 20-25k in 3 years?
2- how much should I budget for repair and maintenance and
3- is it worth it? If not, what car do you recommend?

Thoughts on Jeep Compass? Want something a bit more “fun” than a Rav4/Cr-v

Anyone selling a Mitsubishi Outlander in the NE tristate area?

Or really any van/SUV under that has third row seating and decent safety features. Preferably under 100K miles.

Looking for recommendations. My budget is 15k. Basic Nissan versa(new) 15 k vs 2017 accord/camry 50 or 60 k miles ?

How negotiable are used cars from places like Carmax Carguru Autotrader etc?

Looking to buy a car December - SUV that has a decent resale value, and very reliable. Used or new 20k max if used and 25k if new. Thoughts? Thank you!! 🙏