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typically yes, for the most part I feel like wedding block prices don't make a huge difference they just tend to lock in reasonable rates for attendees but I don't think they're actually that much cheaper than a normal stay on a weekend that isn't overly busy.
I paid cash despite having a boatload of points. Block rate was $149 and the points rate would have been 40k, seemed like I could spend those points better.
yeah I should have caveated in any situation where the value of the points is significantly higher than the block prices just pay cash.