Is the Delta Reserve card worth it? (Can’t use it to purchase business travel, so main benefit from what I can tell would be the lounge access & companion pass).

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For better benefits, go for the AMEX platinum. All around better card and still gives access to the Delta Sky Lounges. You can use the $200 airline credit for all of your Delta incidental costs.

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It depends. Should be a simple cost/benefit exercise based on personal inputs.

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