Is the short term rental market oversaturated? Considering buying a rental home in the Destin/30A/PCB area.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

What are the realistic alternatives to coinbase? Fees seem outrageous.

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Curious: What percent of your income do you give to charity?? 💰💸💰💸

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

How does the housing market work exactly, like, what determines whether prices go up or down?

Can you buy fractional shares in Schwab for stocks not part of the “Schwab Slices” list? Example if I wanted to buy 5.5 shares of TDOC is that doable?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

If I JUST got my Uber Visa card, before they announced all of the changes in their rewards/cashback system, is it worth it to close the credit card?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Being a male and Asian really sucks.

Sometimes I feel weird when my coworkers reach out to ask how I'm doing. The police brutality and protests are nothing new.

Aqua terra or datejust 41? I know v different watches but just wanted to get the group think on this

Hi Fishes,
I am currently working as a presales consultant in Data & Analytics practice. I am looking to move to Canada or Uk. Can someone advise how to look for jobs and visa sponsorship?

Hi All,
I'm looking for a permanent work from home job, can anyone suggest a few names where I can try. I'm a senior consultant in Risk Advisory service line performing sox and IA

Hi please throw some light on work projects learning hike for Java devloper in landmark

Hello everyone! My co-worker and I are preparing for the SHRM certification exam and Hoping to take it in December. I’m looking to purchase the SHRM learning system books from someone that has already taken the exam this year. Can someone point me in the right direction?

This may sound silly, but I have what was is scheduled to be a 10 minute phone screen on Tuesday for a Sr HRBP role. What should my expectations be? I have never had to do one this short and feel clueless.

Hi Nagarrians,
I am having 8.7 YOE JAVA Backend developer and having offer from Nagarro now.
So I wanted to know about the BGV process, like what docs they ask like docs from all of the past employers ?
And do they ask after joining or before joining ?
As I dont have exp letter from my 1st company (with 1.6 yoe) which was a small startup.
It was a absconding case so couldnt get any exp letter but I do have payslips, bank statements, appointment letter & last appraisal letter from that company.

Hi folks,

Am planning to put a paper in November as am having 90 days of notice period so my last working day will be on January next year. as per current market and next year recession is it good to do this now?

Tech stack: java Fullstack developer

Please pour your suggestions

Men of FB, how did you girlfriends / wives sex drive change with age?

Ladies and gents, what’s your
Age, Neighborhood
Ideal date age range
1 non-negotiable

Are you looking:
A - to date casually
B - to date casually but open to something serious
C - for something serious
D - other (specify if comfortable)

Hi all, when do y’all think is a good time to have the “what are we”/“are we exclusive” talk? After how many dates?

Hello fishes,
Anybody part of the Corporate & Investment Banking (CIB) Benchmarking Hub within the Panorama Financial Institutions Center (PFIC) at McK?
Would love to have an insights or steps to prepare for the interview scheduled for the role of the Sr. Analyst in the same team.

Hello fishes. What do you think is the average yoe times salary for Data Scientist roles. I am asking for people with less than 6-7 years experience.

Looking for nonfiction book recommendations relating to international history/diplomacy/American foreign policy!

Ugh how do you reply to pings from strangers that are just “Hi (name)”

What are the realistic alternatives to coinbase? Fees seem outrageous.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Any Property Management recs in Seattle area? :(

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Any one knows what’s the easiest way to order a radon test for new construction?

Hi - any good books recommendations for getting started on real estate investing?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Anyone take the WI Real Estate state exam? Any tips on what to study?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?