Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Should I trade bitcoin?

Is Hubspot a good investment?

What are you writing off on your taxes this year?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Hi. We are a young couple new to Austin. We are currently living in Domain and looking to get a house (ideally a townhouse). What could be some good areas to check out considering we want to be closer to center and want to be around a young happening community.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

amex platinum >>>> csr if you think about it

How to transfer PF fund from hcl to epfo if i was a non pension member???

Curious to know, what's the best financial advice you've ever received? Let's share with the community!

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

off topic question.
peoe buying lands on moon but who is authorised to sell land on moon as its no country's property. is it a scam.

I have code pairing round for data engineer profile.

Please can anyone provide me with heads up.
I'm really looking forward to join TW.

For those who have done reverse engineering, what is the most intriguing object you've worked with?

I would appreciate your perspective.
I am currently working on my MBA in a professional evening and weekend program at a highly accredited university. I am thinking about transferring to a much smaller private online program, specifically because they offer a concentration in organizational health, which directly builds on my doctoral research. Does great depth and specialization outweigh the value of a highly respected generalist degree?

Are Muslim men scared of approaching Muslim women?

Has anyone done the mail in test kits for Covid?

How many hours a week do you all at Deloitte consulting work a week on average? Very curious to hear

I have offers from Amex and GS with similar Fixed component but the joining date of GS is two months after my last day in the current organization whereas Amex joining date is immediate. Should I wait for GS date or go ahead with Amex?

Anyone technical guy with merchant QR experience looking for change? There is a requirement in Bajaj Finserv, exp 10-15 yrs. Attractive salary.

What would be the salary for a data analyst in Quebec with 3-4 years of experience ?

As an immigrant who has no family or close friends in the US, I truly envy my colleagues who are able to work remote and travel within the country and see their family and friends. I always dream of working remotely outside of the US temporarily but I haven’t found an employer that allows that yet.

I have a sneaky suspicion a lot of these interesting links from ‘Art Director’ is one person...or an impressive Art Director Collective - either way, these are great - thank you.

Recently accepted an offer for a manager in Bizops in Ad sales for a tech firm. Curious about the growth opportunities in this area. What do folks do after 2-3 years in such roles ?

Hey there! I am currently taking Adderall and thinking about switching to Vyvanse. Those of you that have taken Vyvanse, did it affect your sleep or caused weight loss?

Best family friendly places to live in Dubai?

Brand new startup, how do we think about social media?

We tried paid ads and it’s expensive so we want to acquire users through content marketing. It’s a product that helps people discover gift ideas - and it’s a web app.

What’s a good way of creating a social media strategy for it? Or is social media content marketing a good idea at all for early startups?

What are other ways to acquire early stage users?

What should I reasonably expect from a junior?

I manage a junior developer that's been with the company for about 18 months. I end up providing them of TON of support. I need to give them extremely detailed instructions or they fail. For bugs, I need to point them to a specific function that's causing the bug. For new features, I'm basically writing their method signatures and defining their test cases.

I've tried asking them to do more on their own, but when I do, they fail spectacularly.

Hello 🐠- first time home buyer and closing is in next 45 days. Have a decent Credit score (757) and Worried with fluctuating bond yields/ interest rates . Any suggestions on how to research for better lenders with less interest rates. Searching online gives too many confusing results. Few friends referred some (3-4) lenders who provided similar rates to me. I’m now confused if I need to keep shopping with a hope for better rates or to stop and lock with better one among these lenders. TIA

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

If I make $120k base and have 50k for down payment, what should the house price be?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

What's your target retirement savings? Target age? Combined or single?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?