Just got a corporate green Amex - can I use it to get the away credit and how?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Curious because I’ve seen discussions about cars on here before. What are your thoughts about leasing cars? I’ve heard people say it’s dumb and financially irresponsible but I’ve leased in the past and got a deal and would do it again. Just wanting some input from all you brilliant minds 😉

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Thoughts on marijuana investing? Best investments, so like equities or funds?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Is there an easy way to pull all my crypto trades from coinbase to see in one place how I’ve done since 2017? This is the first year I’ve sold any (locking in losses during dips on altcoins; diamond hands on BTC), and want to make sure I get it right for taxes.

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Hi friends I have offers from HSBC as well as Visa Inc. what would you recommend to join from better career perspective and brand ?
Software engineer with 3+ YOE

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

Are customer engineers allowed to work from a country other than US if needed for a few days ? I am planning to visit India for visa stamping and I won’t have much PTOs to take.

Does anyone have the experience of taking on a global mobility assignment from Deloitte US to Canada? If so, was your work permit processed under intracompany transfer without LMIA? I'm trying to figure out if accepting the assignment will get me over the CRS cut off...

Worst company among WITCH when it comes to policies?

Not only did OC show up to mediation with zero intent to settle, ending the mediation before it even started, but they also ate our lunch (two lunches each)! This to me summaries my feelings toward mediation, and why I’m generally avoiding it moving forward.

Mental health is busy, looking for tips to help manage tasks, currently I supervise 12 therapists in 3 different departments that are all different with unique dynamics in each dept. I still carry a small caseload on top of this. I'm struggling with my patients and worry I am not giving them my best, I wax and wane between focusing on patients and therapists. Looking for advice navigating this type od conversation with my leadership, we have all been asked to work on increase billable time...

What is salary/hourly rate for LMSW in a hospital?

Hi Fishes,

Is there any Referral opening in your organisation for below skills.

.Net core and Azure

Serving Notice - <1 month left

Kindly DM or comment below.


TIA

Does Steve Ballmer own up to his mistakes at Microsoft these days?

Any job openings right now for Python developer at Tata Elxsi?

Are hackathons still relevant after college for profile building?

Hi all, has anyone temporarily transferred to the Canadian office of their firm and done the Canadian PR application while they were there on work visa?

what would be the package that will be offered to 5 year experienced Devops engineer in Jio AI COE, last drawn package is 16.1 - 18

Does Uniqlo have the best budget plain t’s?

Who has made the move from Deloitte to AFS? Tell me about your experience and differences. Glad you made the move?

Companies in the area with the best maternity leave?

I feel burnt out by how ruthless the tech industry in US is, but I also know I’m making much more money than people outside of tech or consulting.

How do you adjust your WLB?
I’m so burnt out that I wish I could yell at people who were not kind or supportive to me, but those people often unfortunately were in position of power.
I don’t like unkindness, but my anger is just very bottled up…
What can I do to stay level-headed even when the other side is disrespectful?

How do I say to my counselor, "be prepared to see a big fall of my utilization because of things out of my control" without sounding like complaining or having a lot of negativity?

Any thoughts on getting a degree from Harvard Extension School? I’m thinking of getting a grad degree in Management Info Systems instead of getting an MBA

Do you live paycheck to paycheck or do you save and invest?

Houston downtown JW vs Westin.. Thoughts?

A couple of team members have rephrased what I just said during meetings. What’s a good way to acknowledge it and ask them why they are repeating what I’ve just said?

Background check gave wrong title- should I reach out to BGC or to new HR?

Minor error but they gave "consider".

Top consulting firms in the Aerospace / Aviation,l or Defense / Intelligence spaces? Looking for business or tech strategy jobs here

What is the salary range for Managing Consultant (Enagagement Manager role) at Mastercard advisors (base + bonus)? Location: New York

About to be on the bench. Anyone else on the bench / how long?

Fellow fasting fish, how do you maintain energy when we can’t have coffee or water? I’ve been cracking windows, showering first thing, and using certain essential oils 😅 trying not to yawn on these morning video calls!

Client is trying hard to recruit me, any repercussions? I’m in California

I need to get a laptop bag now that travel is starting to return. Any recs for a bag that looks good, opens from the top, holds a water bottle on the outside, and has a sleeve for attaching to luggage handles?

if there's no pension anymore and a significantly lesser lump sum payout, why become a partner at EY?

My RL didn’t have a formal mid year pre CRT review with me. He just pinged me and said: I’ll represent you. Utilization = 75% and average snapshots. Am I at risk?

MBB first round interview today and I felt quite good right after! After some time, have now successfully talked myself into thinking it might gone not as well as I think it had and am quite stressed. any tips to chill?

Hey everyone, can anyone share their experience on working at PwC’s Ventures group? Considering jumping ship but would love to learn a bit more about their work/team/comp vs consulting

Can everyone like this post? I need 100 likes before my wife lets me back into the house. Please I can’t sleep outside anymore.

Has anyone pursued PMP certification while they were at Consultant/Senior Consultant level? How was your experience prepping for it & was the cert beneficial at your level?

Bain fish, does anyone know how utilization in North America is trending for this year?