Just got married and me and my wife have several of the same credit cards. We obviously don’t want to both be paying annual fees for the same cards. Is there a way to consolidate these where we don’t get our credit dinged for closing out the cards?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Marcus HYSA rate cut down to 2.0% :(

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

Everything crypto has gone from "this cryptocurrency has a price target of X because of its use case Y probably in 5 years" to "do you guys think poopoopeepee coin can 100x tomorrow? I'm considering investing my kid's college fund."

Has anyone maxed out their IRA yet?

Which style home do you prefer and why?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Curious: What percent of your income do you give to charity?? 💰💸💰💸

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

Rental property managers in ALX

Hi! I am preparing to rent out my condo in Alexandria (off edsall road) in the spring. Anyone have any tips for first time landlords? I’m planning to work with a rental mgmt company that has 3 properties in my complex. They’ll charge 1 month rent for the marketing and 7.9% mgmt fee. I am moving to a lower COLA and don’t mind paying for the mgmt, but I haven’t found a good cash flow calculator to forecast taxes, etc. Any guidance would be appreciated! Thanks.

Is ETH still a good investment?

Chicago announced a $10m grant for looted businesses. Really confused because I thought insurance just gives everyone that’s looted money.

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

My hidden talent is finding houses I love that are way outside my price range.

Hi - any good books recommendations for getting started on real estate investing?

I will be moving to Australia from the US in a couple of months. I was wondering what would be the best way for me to transfer the money in the US bank account to Australia? Also what are some of the good banks that allow opening of accounts when the individual is not in Australia? Thank you for the help!

I am a QA lead looking to break into google Spotify or meta as a program manager or project manager . Can someone please guide me on what does it entail to be a PM at these companies?

Anyone from @Tide UK? I’m interviewing for a role and I’d need some help with the prep.

HI guys first time here. I'm a Mechatronics engineer, can work as controls engineer, Automation Engineer etc. I have previously worked with sensors actuators, plc, hmi so if anyone can refer me for a job here or abroad it would be appreciated so much.
And also please get this post to 11 likes so that I can interact with more of you guys.

Best time to consume protein powder/shake ?

Question for 2020 summit:
Is there ever a perfect time to switch your role in an agency (Strat to account, account to creative etc.)? Or do you have to start from the ground up?

why is this bowl usually sooo silent ?

Welp, see yeah later KFC!

I recently started working a side gig to supplement my income. It's tiring but I felt I had no other choice. Has anyone else here started working a side gig too?

Anyone from AMEX project?

I got hit on by a homeless guy on a bicycle in Vancouver and a guy who looks like Nacho from Nacho Libre, but bigger (he was wearing an anime shirt and khaki shorts) in LA. Is it wrong to not feel flattered? 😑😑😑

Does anyone use the William and Mary curriculum for language arts? Kendall Hunt for math?

Describe what the unicorn frappucino tastes like. I'm tasting a mash-up of sour patch kids and cotton candy.

Anyone else think the panel backdrop at the adweek conference gives target vibes?

What is the best-kept secret among realtors?

Any steps taken by your employer towards reducing their carbon footprint?

Chances of convincing HBS to take me off the waitlist using offers and full tuition scholarships from all the other M7 (GSB, Wharton, Kellogg, Booth, Sloan, CBS)?

When ibm provides relieving letter and when they provide service letter??

Passed S79, S63 and SIE. Does anyone want the books? Located in NYC.

Anyone who can share their experience flying Air China?

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

Has anyone ever had any success in getting a delta base economy fare refunded? Am no longer going on a trip and wondering if I can get those points back that I used to cover the fare

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Offer unlocked: Now complete six stays to earn 15,000 additional bonus. Cont..

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Are Delta international award tickets fully refundable the same way domestic ones are?

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

Did anyone else from PwC sign up for the special rates/accrual targets for status with United for business travel? I can’t find my email tracking my progress, must’ve deleted it. Cont....

Best way to spend $600k Delta Miles?

Fly to Columbus on connecting flight or to Atlanta and drive?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)