Just got my CSR, how can I downgrade my CSP? I got it less then a year ago, do I have to wait or what?

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1. Wait until you have a closed statement with no new charges. 2. Then transfer the points to CSR. 3. Then downgrade to Freedom.

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Literally call and ask. Think, people...

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Jesus christ

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Did you all get approved instantly I got a screen saying we need interview your application a little longer. 😟

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If you want to downgrade to Freedom/Freedom Unlimited, you have to wait a year. But there's no downside to this, you're still in $0 AF period

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That's what I did and service rep did it easily. But you're right, FB has a higher % chance of being right than a service rep for the company you're asking for information on.

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Additionally, there is some grace period after you hit one year where the annual fee will not apply if you cancel or downgrade. Believe it's 60 days, might be 30.

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Is it better to downgrade it or close it and move the credit to the csr?

I don't want to close it because that means a closed account.

Following

Got mine 2 years ago

Instant!

A1 Wrong. Service reps have faulty information more often than not.

Are you familiar with HUCA? Why else would that be so engrained in the miles/points community?

You have to wait a year to downgrade to Freedom, but you can get around it and downgrade immediately if you go CSP-> chase sapphire-> freedom.

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