just got the amex green Corp card and I think it's useless in terms of points. Anything I'm missing out or any suggestions?

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I don't understand why people complain about this (sorry if this comes off harshly, not my intent).

I spend nearly $10k/month on the corporate card, giving me 10k pts/month at the 1X rate. That's more points than I can rack up with my own card on personal expenses. That's ~120k pts in a year, and there's no way I'd be hitting that kind of points on my personal spend.

We're all consultants. Think from AmEx POV as well. They don't really need to incentivize folks to get the Corp card for 5x travel or 4x dining bonuses. That'd just be giving away loads of free points.

Now get Chase or some other bank to start doing this and out of competition, other banks might follow. But from a business and logical standpoint, putting point multipliers on Corp cards doesn't seem like a wise business decision.

Would everyone love it if Corp cards could give 5X on flights and 4X on dining and 3X on rentals and 6X on hotels... Ofc. But customers always want free things, doesn't mean good for business.

Signing up for personal cards and getting bonus points and category multipliers has proven to get new customers, retain customers, provides an incentive in a competitive credit card market for the customer.

Can't have your cake and eat it too... 😁

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Pay $90

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Yeah on average it’s 1% back, but can get some solid deals when transferring to airlines

The reason is that typically your company or firm gets a % of the Amex fees back that would normally go to funding points if it was a personal card.

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If you spend less than $9K/year, then it’s not worth it. If you do, then it probably is. You can easily redeem 10,000 points for approximately $100 in gift certificates depending on the store. Some are better conversion rates than others, and you redeem points in other ways as well.

I have about 650K points at the moment and can turn that into thousands of dollars of gift certificates against hundreds of dollars of fee spend. Plus, I have a personal AMEX where I put most of my personal spend to further increase that.

No one’s forcing you to pay the annual fee, but for those of us with high travel spend, it’s definitely not worthless.

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You may want to check out the Schwab Amex Plat. It let's you cash out MR at $.0125 per MR. You'd be able to get $8K+ with your current stash.

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Huron will pay for the annual fee and you get the points. There is a specific expense code for it in Chrome River

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