Just rolled over my 401K into an IRA. Any recs on ETFs to buy? I have 2 dividend ETFs so far, and want to buy things other than VTI and VTV since I have those in Roth IRA already.

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

I’m getting really discouraged by the process of finding a daycare. Currently 32w pregnant and it’s crazy to me that literally no daycare I’ve spoken to can speak to availabilities in the Spring. It’s nothing but waitlists. Should I have started looking sooner? Starting to get worried that my maternity leave will and and we will still have zero plan on how to get childcare.

Hi Fishes, what is Reimbursable flexible benefits in PwC offer? Will that be a part of my in hand salary?

Have you heard about different benefit offerings or adjustments agencies make (ie, not giving same benefits) to those who join FT but work from home status?

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

Hello! I'm currently a coordinator for a large hospital. Background in workflows, project management and clinical pharmacy. Looking to transition to a healthcare analyst, junior project manager position. Currently finishing up the Google/Coursera Data Analytics course. I haven't had any luck with my current job search. Any suggestions? Companies? Titles to look for?

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Anyone into crypto? What are the best apps for it?

can we claim for fuel reimbursement for personal car in KPMG India under Assistant Manager Level ?

New to EY. Are there any special benefits Senior Managers get that staff do not?

Hi fishes, i am in new in EY GDS, can anyone tell how tough is to get EY badges? And what are the benefits of having one of them?? EY

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

Can new hires straight out of college ask for relocation reimbursement? Assuming you’re actually moving between cities

Hi Fishes,

I am currently on resignation with a bunch of offers. So I've to make decision specifically in regards with :
JPMC : 20 LPA (Fixed) and 3.9 LPA variable+benefits
Legato :. 24 LPA all fixed along 1 Lakh of benefits like free cab, shift allowance, free health insurance etc.

For JPMC I've to relocate and unknown areas can be costly in initial months plus even one visit back to my home via Delhi will cost 15-20k. While Legato is giving Gurgaon and it's like my 2nd home just 200km far.

I’m struggling with an issue with a student right now. I teach in a suburban school outside of NYC that has a very large majority of white students. One of my Black students was recently involved in a biased incident with another student in which he received racist social media messages and racist spoken words from the other student. This was a kid that my Black student thought was his friend. He’s heartbroken, and so am I. I want to know how I can best support my student.

Started a marketing company trying to figure out how to actually get my clients on the first page on Google. Any advice?

So, recently got put on a PIP after six months at my new job., two days after I told my boss and HR I recently learned I have a cognitive disability caused by an illness. The PIP was mostly because I forgot some deadlines, but also they said I need to be more professional in emails (even though others use zero punctuation and a lot of emojis. To clients.) and simultaneously ask more questions and ask fewer questions. Should I just assume this is unattainable and look for a new job again?

Kyle, Texas - anyone know a decent spot for apps and a nicer happy hour type setting ?

Thoughts on that cfa institute email today. Are you changing test center location? Currently registered for DC but I think if a location is going to close that’s probably up there in likelihood.

For the F 🐠 - is it really that hard out there in your city? What’s been your biggest challenge with finding the right guy? Any regrets not making it work w/ an ex or friend zone guy from the past?

What’s your wildest lifestyle story or fantasy? Mine is to be tied up, blindfolded, eaten out and fucked by a dozen gals. 💁🏽‍♀️

Anyone bullish AF on CCIV?

Any update about office location? Also fishes, if you could suggest good localities/societies, looking to rent a 1bhk, new to Kolkata. Thanks!

Is optum calling employees back to office? Junior level in gurgaon

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

How many dispositive motions is a lot to write in a month? I’m a first year and I’ve done three MSJs and two MTDs (including a complex 50 page one) and I feel absolutely drained. That normal?

Her loss 🔥🔥🔥

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Is buying into the VIX the best way to hedge for a mkt downturn?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Is BRK-B a buy right now?

Need help. I have $13k saved for my kids age 6, 9, 10 in just a high interest savings account which actually decreased to only .50APY. Looking to move it or do something with it to help it grow more than a few bucks a year. What are my options? Not sure if they'll go college route or where life leads them. I'll be adding approximately $300/month this year to the savings.

SBE, ABB, or BLNK for the best bet in the charging station space?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

High risk, low reward investment ideas?

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?