Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

How much money do you have saved up?😳

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

Is there any way to get around the coinbase fee when buying crypto?

Does anyone stress about student loans? I have $176k in loans and as January gets closer, the panic attacks have gotten worser. I am in-house at a Real Estate company (making $90k), which is terrible bc they are going under due to the market. I am working to transition to big law for pay, job security and more technical skills. I am a 2019 grad and it just seems so hard to break into big law.

I just need advice on what to do. My mind is scattered and stressed! Thank you in advance!

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

Is ARKK still a good ETF to invest in?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

Thoughts on purchasing leads?

Every time my parents gift me with money (birthday, holidays) I save the cash so I can help them out with home repairs and renovations down the road. I don’t need the money but they insist. Then they keep remodeling parts of their home and I regift their cash back 😊😅

Hello all!
So, I am very excited to finally have a real opportunity to connect with you all about self-care.

With the new “Live Conversation” feature on Fishbowl, we can now host conversations quicker and easier than before.

For the first conversation, I’d love to have an opportunity to introduce ourselves, then share with you my stance on the importance of teacher self-care.

Please join me in 15 minutes for “It Starts with You.”

4:15 PM Central Time

Any urgent business analyst opening for 8.3 YOE?in bangalore?pls DM me.or comment

Supervisor wants me to take on bigger projects. I'm all for it. Yet, the extra hours I'm putting in already (short staffed) are an issue. Advice?

Curious how compensation works for counsel at top-tier law firms. How much do counsel make? Is it relatively set/lockstep salary, or does it vary significantly based on hours? Do counsel have hours requirements?

I have 8 years of experience in Teradata; 4 years of experience in UNIX; 2 years of experience in VBA; 1 tool patented; Total 8.4 years of IT exp. What should be my current salary?

Does Cerner provide sodexo card ?

Hi everyone. My high school is going to be adapting a hybrid model at the start of the school year. I plan to take a digital approach to everything. I have plenty of activities from the past that involve interaction and conversation in the target language, but I was wondering if anyone has some great digital or distance learning activities or ideas to share?

How's the work life balance and company culture in BMC Software and Informatica, Bangalore?
If I had to choose between the two for a Technical Writing role, which one would you suggest?

Am I wrong that physicians are the millennial snowflakes of the healthcare industry?

Expected pay for an Investments Analyst in NY? (Large REIT, 1 YOE)

Where do you keep your non-library original components in Figma? Do you put them to the side outside of a working frame, within its own “Components” page (like Sketch does for Symbols), or do you keep the original directly inside of one of your layouts?

McLean or Dallas? (no family ties or other bias to either)

I am currently working in advertising with experience on fintech & CPG. I would like to work in tech marketing, specifically Google’s APMM program.
I’ve been studying some PM/PMM books/podcasts/videos, attending Google events, and want to keep learning more to try to prepare myself as much as I can.
What resources helped you get into product marketing/Google?
Has anyone here moved from advertising to tech?
Would love to hear from a marketer about their experience getting into Google.
Thank you

For those of you who made your first million in net worth, what did you do next?

General advice for first time home buyer. Single, male, 26, lcol- stl mo... let me know what you wish you knew/ tips!
Thanks :)

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Is buying into the VIX the best way to hedge for a mkt downturn?

SBE, ABB, or BLNK for the best bet in the charging station space?

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

High risk, low reward investment ideas?

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.