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I have the visa and it’s worth it. $99/yr for a free night. Used mine at a decent hotel in NYC on New Year’s Eve.
The Marriott visa is absolutely worth it. The fee pays for itself with the free night. The points earning is pretty good too. I pay for my vacation and more every year just using it for normal stuff.
Rising Star
I have both the Amex and the Visa from when the Amex was SPG and the Visa was Marriott; will likely cancel both and consolidate to CSR one of these days.