Maxed out 401k, HSA, has small IRA acct... but no liquidity. Broke as **** Completely addicted to spending money. Any advice on how to save?

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Learn self control. There are no shortcuts in life and you have to learn eventually or else how you gonna put food on the table for your fam

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Gave it to me, I'll give you half back at the end of the year, kick you in the nuts, and we'll call it a day.

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Before we can even advise you on this, what are your spending habits on? Food? Gf/bf? Hobbies? Drugs?We need more details before we can tell you to cutback or not.

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New Dior bag isn't an emergency... also you can budget for you or moms household repairs monthly so when you need to use it the money is already there

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Dior bag? That's not necessary. Buy Michael Kors and call it a day 😂

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Sounds like you need to re do your budget and make it more realistic for your life style and obligations

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Uh, all of the above.

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Ahahahah well I feel like every time I feel slightly richer, life happens and I gotta pay this bill and that bill. Like a new Dior bag comes out. New medical bill. Mom's roof is leaking and I'm paying.

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Grow up

Nah. Enjoy your cash. Back your bonus at the end of the year.

Bank*

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