Moving $6k to Roth IRA. Should I invest in VTI or VOO and why? Both have same expense ratio of .03%

Does anyone here have a Tesla? Should I do it???...

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

Lease ends October 31 but no news from landlord on renewing. Currently paying $500/month less than market in my area due to a sweet COVID deal. Are there any disadvantages to not reaching out to negotiate a new lease? I figure we’ll let it expire and go by month-by-month. I’d like to live here for at least another year

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Hello everyone! Due to visa issues I will transfer from the US to another Bain office and was considering Dubai. How is WLB (amount of hours)? How flexible is the expense policy? Is it actually fun to be there? Thanks in advance!

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Which bank account is better for salary account?

HDFC
Axis

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Anyone applying for Chase Marriott Bonvoy Boundless card lately? I saw that they are offering 100k points again, but NO more 15 elite nights?

Was there ever a time you wanted to give up being a real estate agent?

Who wants to be a millionaire?

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Is it true for Assoc 602 level who hasn't completed one year, can't have S. My managers(functional and local) gave this reason for my OOO?

My functional manager personally messaged me later and said his recommendation is SOS but they cannot work past through the rules of less than 1year

Any news from DPW? 🤔🤔

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Looking for licensees banker to join chase bank in clearwater area?

Is Canarsie in Brooklyn a safe area to live in?

What’s reasonable rent for a decent 1bdr in Hell’s Kitchen? I want enough room for a wfh desk not in my bedroom

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Got an opportunity for a Director role that will oversee a new and major changes across the org but won't have people under me. Should I be worried?

I have been on a planned personal sabbatical this year pursuing personal interests. Now I’m ready to go back to work. I will have next week the second interview with an exec recruiter for a company for a Director level position reporting to the COO of the company. In addition to having relevant experience and accomplishments handy, I would appreciate any pointers for having a good interview at this level.

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Anyone work as or been offered a position for an associate product engineer at Target Corporation? The Glassdoor salaries are way higher than my offer and I’m trying to determine what is accurate.

I have 5 years of experience in my industry in Chicago. (Engineering Firms working with Electrical Utilities on Substations)
I started as a CAD Drafter and worked my way up to a P&C Designer.
Is 63200 a good salary for someone with my experience?

I want to also say I’m back in school going after my EE.

Cab someone tell me what is a good salary for a business analyst based in Germany?

Reporting to company management?

I had an interview the week before Christmas and New Years. I know there is usually a holiday slump - when should I reach out about an update? It will be 3 weeks tomorrow.

Does anybody here do any side work for extra income using their data expertise? I would love ideas that I could do from ~5-15 hours a week. Tutoring is the only thing that comes to mind immediately. Thanks in advance!

Hi everyone ,
Actually i have been interviewed in Accenture .
Everything has been done even salary discussion is also .
1-assessment and i got the completion message and confirmation
2-after that interview went very well
3 - hr discussion with salary , ready to initiate my offer in 2 hr
But she called me in a minute on Friday and told me that you need to give the test again.


After 3 days on monday -today
Someone called me from hr and told me you have to appear for all the things again.

How many days does it take to receive the offer letter?
Last Thursday HR confirmed my selection.

Is BNY strictly following hybrid model currently? How many days in a week or month are compulsory to WFO.? Asking i I will be a new joinee in few days

is it feasible to buy individual stocks in my Roth IRA and sell later, and then switch to less volatile index funds down the road? Is this too risky/a bad idea?

DeFi bug accidentally gives $90 million to users, founder begs them to return it - CNBC

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Thoughts on pionex?

Dumb question but how many likes do have

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

If you were to buy only one, ARKW or ARKK and why?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?