is it feasible to buy individual stocks in my Roth IRA and sell later, and then switch to less volatile index funds down the road? Is this too risky/a bad idea?

How much are we expected to lose in this VPB post tax? Any ballpark percentage estimate?

Anyone buying any stocks tomorrow AM? If so what?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

Looking for a good personal finance or similar book to read. Any suggestions?

Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

Anyone else into Bank Bonus churning?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

Any Deloitte people trade on robin hood?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Hi everyone, best project to be a product owner in Nagarro? Please reach out 1-o-1 if required. I have recently joined as a PO , APC with a hope of doing good legit work.

Any help is extremely appreciated 🙏🏻

I have to keep so much systematized and scheduled for my job and organizationally I'm a mess. Does anyone have a fool-proof, ADHD-proof system for office and online organization? My life feels like a browser with 20 tabs open right now and I am losing it.

If you’re not into drinking/partying, what are some ideas that 2 people can do in NYC on New Year’s Eve? (Except the ball drop). Brand new to the city, appreciate the suggestions. TIA

Cockapoo vs cavapoo? Easier dog to own

WoW classic anyone? I want to get into it but might not have time till this weekend

Advice on dating someone long distance? Kinda big price tag just to see each other.

Why do people not respond to calendar invites? Come on now we can do better🙃

Any actually good prime day deals to grab?

Is it worth leaving tech to move to HR. My WLB is absolutely messed up here. Please advise.

Looking for a home office chair…I need something really ergonomic/comfortable but given the visibility of the office in the house the wife wants something stylish. She keeps calling all my ideas ‘gamer chairs’ even though they’re definitely not. Anyone have any chairs they really like that may be worth looking at? I feel like I’ve looked everywhere (Steelcase, Herman Miller, humanscale, Haworth, xchair, etc).

Anyone who shifted from ICICI BANK to Axis. What are the changes you observed ?

What should be EXL C1 BAND SALARY.WHAT IS WORK PROFILE FOR C1.

YOE:6 years

Anyone in consulting and doing OE? Using bench time for J2+ seems like a good opportunity in this environment, considering it wouldn’t look out of place to remain on the bench for quite a while

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

Hey all! Any openings in your company for copywriting/copy strategist role?

Would you say most in-house roles tend to hire from BigLaw?

Any tips when leaving a firm? Younger associate <1 year.

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

Considering opening a 529 plan to fund my MBA in the future, is that possible?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Any reviews on US Bank’s platinum checking account ?

I am working with a loan agent for a mortgage account. Per the agent, I will get a credit of 1000$ once I open the checking account. It should cover the loan application fee and commitment fee. (1100$)
Here’s the catch — the account has a 24$ monthly maintenance fee. And that gets waived with the mortgage.

I wonder what would happen if I refinance.

Thoughts on pionex?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What do I need to do to make a few million $ by 35?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.