Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

Is it possible to buy a house and sell it for a higher price?

How do you sell the benefits of managed money to your clients?

Is putting your rainy day fund in something like VGLT a terrible idea? Trying to consider options outside of HYSA, with a bit more juice.

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

Going on a parental leave in a month. Anyone know of any remote, freelance/part time I can do to still make money on the side? Out side of Uber/Lyft etc

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Almost 18 weeks pregnant with no end in sight for fatigue and nausea. This week, my brain has added the stress of who will watch my toddler while I go into labor. Husband I have no family nearby and don’t want them to fly out and come stay with us either. What’s everyone else in similar situations doing?

Are Vanguard target funds good options to invest my 401k money in?

I’ve seen claims out there “fake it till I make it” when it comes to car buying etc. Curious, what do you constitute as “making it” from an income perspective? I know everyone has their own definition

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

What would happen if I left my current company, started at a new one, and got pregnant before 12 months of service with the new company? For reference, I know new company requires 12 months for FMLA, and STD is 3 months.

If I’m not eligible for FMLA, what would that leave situation look like? Not currently pregnant but husband and I are wanting to start trying soon, just don’t want to be in a situation where I can’t take maternity leave. TIA!

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What are you writing off on your taxes this year?

Hi I got IBM offer and Bangalore location but I would like to work from Chennai. They have not given any joining bonus and relocation also reimbursement till 25k only provided. Can I ask them for full wfh ? I know for first day induction i should go to office but since they're not providing any relocation allowance can I ask them to provide full wfh and change of base location to Chennai?? I asked about the project they say only after joining IBM I'll get to know. It's my first switch pls help

Hi fishes,

I am a strategy consulting enthusiast from a middle class family. Don't have the financial stability to take a loan for an MBA and hence had to drop some renouned admits this year (Think top IIM's) due to family circumstances. I still dream big and request you to provide some insights for my research:-
1) Average expected package of an associate
2) Average experience expected at ZS to get hired at associate (not BCN)
3) Good books to upskill and ace the consulting case interviews

Hi, please help me getting 11❤ to unlock dm. Thanks!

If the car c”manufacturer has an airbag recall and will fix it for free, being a true consultant by heart, can you ask for more instead of just the fix for the “inconvenience” and endangering my life?

Did any one implement semantic search on custom domain data? if so what is the best model is to generate embeddings. I am using DPR but still looking for better model

Do you like it?

Flexi work culture: In a first, Indiamart moves to weekly salary pay policy in India.

I think most people come on here because they’re lonely. Thoughts?

Jio has offered 15lpa and Vodafone 18lpa. HR trying to convince me Jio is more secured than compared to others. What shud i do?

Hello all,
My workday id is not working. As there is no password reset option on the workday portal i don't know what to do. Any suggestions?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Why do one wants to go onsite ?

Anyone ever had to repay relocation/signing bonus even if you leave a month shy of your 1yr anniversary? Or did you only have repay partial, since you up held your end for 11mos?

Being semi practical, how many “nice” watches do you think one should have ?

Does anyone have any thoughts on the University Club? Pros/Cons

Anyone try Redensyl or KeraLase for hair loss/hair thinning?

Finalised my car sale at Carvana. Had indicated that my car is in a good condition with minor cosmetic defects. Today someone has scratched the back of my car with what looks like a Key scratch. Will the evaluator decrease the price or refuse the sale on inspection? Has anyone had an experience with selling with Carvana? Thanks!

So I am currently working as a journalist for a National TV channel with 3 years experience and looking for a better options. All suggestion or referrals invited

Kyle, Texas - anyone know a decent spot for apps and a nicer happy hour type setting ?

For 🐠🐟 that live in the Circle C area, is there really a difference between Circle C proper vs. the surrounding neighborhoods (e.g. Circle C North)? Or are we basically just paying a premium for the name?

(We're waiting for prices to come down like a lot of people here, and the hubs is very focused on being within Circle C proper 😮‍💨.)

Best strip clubs in town? Is it weird to hit ‘em alone? Asking for a friend..

If you’re new to TX - how long and how did you get your DL & car registration? Appointments aren’t available until 2023… any tips?

Looking to sublease a 2/2 at the Santal in SW austin overlooking hill country views July-November 2k/month

Hi all! I just moved to Austin and know absolutely no one. If you’re in your mid to late twenties and are interested in adding a queer girl to your friend group, let me buy you a drink! Shameless, I know, but you gotta do what you gotta do. My interests include Michigan football, bar hopping, water sports, and real estate 🙂

I was accosted last night at the bar when some guy overheard me telling my date I worked at Apple. Lots of expletives and "go back to where you're from" rhetoric. Do people really feel this way? So far, everyone I've met has been so welcoming.

What is the best parking garage for downtown parking for the best price? Anywhere near the Frost bank is a huge plus

Just want to say that I've learned a lot in this bowl! Really grateful for people posting questions, do's and don'ts and for the community responding!

I do enjoy a Texas sized thunderstorm every now and then 🤠

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

What can I do if I believe I’m being overcharged for utilities. I was charged prorated around 125 for 11 days for water and electricity (this is my share in a four bedroom apartment). I think this is crazy expensive for utilities for 11 days. I did just move to Austin, is it normal for utilities to be this high ?

Moving in October and looking for a room to rent for 2-3 months while I figure out a rental. Any suggestions on where to look?

Any recommendations for Tennis lessons here in Austin? North or downtown (but any recommendations works)

How much are you all paying in center based childcare ? Kiddos ages?

Curious how many of you live outside of Austin but commute to work within the city? Or if you’re fully remote.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Is there a Tesla Austin bowl that is more active? Or anyone here that works at Tesla in Austin that could help a brother out?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Hi I am single woman planning to move to Austin Texas. Looking for some good and safe neighborhoods for apartments. Would really appreciate some suggestions.