Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Has anyone here used infinite banking to fund their real estate investments? If so, could u share details about the policy design you got? Is there a way to tell how different insurance agents have different fees before engaging them in discussion?

I’m thinking of switching from robinhood to another brokerage, any suggestions?

Is QEF inclusion dividend or not? Sometimes, I see QEF inclusion reported on Line 11i and sometimes on Line 6a. I think we can rely on Sec. 1293(c) but I think it’s not foolproof. My hunch is since QEF regime is tailored to treat the PFIC similar to domestic mutual funds, we should not treat the QEF inclusion as dividends. Any help is appreciated.

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Hi. We are a young couple new to Austin. We are currently living in Domain and looking to get a house (ideally a townhouse). What could be some good areas to check out considering we want to be closer to center and want to be around a young happening community.

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

Regarding purchasing coins is it better to swap BTC/Coin or BTC-> USDT ->Coin

Want to trade in my 2014 X3 for a Porsche Macan S, lease or purchase? What’s the maintanence costs of Macan looks like?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Has anyone used Gideon Strategic Partner for investing? What was your experience?

Best option to finance a CPO car? Thru dealership? I don’t want to pay cash

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

How long did it take after getting your license to actually start making money?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

What to do alone in LA to get through the holidays? Thanks!

Does anyone in Clt use UA as their primary carrier? I’m hypothesizing that there would be less competition, even going into UA hubs because I’d be going against heavy traffic

Welcome new members! Thank you for joining the bowl. Please feel free to start conversations about the tech scene in the GTA. Happy to answer questions

Hey Fishes,

I have few offers in hand and I'm working with DI as consultant. What are the chances that I have to be retained by DI itself? Do they match up with Salary provided by others?

Let me know :)

Recommendations on healthy meal options while traveling.... has anyone tried any of the paleo meal delivery services?

I doubt this will ever happen, but after seeing the Aston Martin launch. I’d love to see a day where the likes of Porsche, Audi, Maserati, Lamborghini entered F1.

What to make of the secretarial/admin rumor mill? How much stock do you place in it?

Firm announced flexible come and go as you see fit approach to coming back to office. Partner I work for said I need to be in office 4-5 days a week anyway. Thoughts?

What do you do if you feel stuck in your career?

Hi team

Please let me know if you have any opening for workforce management /resource management opening


Contact 9513402241

anyone looking to case today?

Nice bowl to avoid lowering the average in the US-centric threads. Anybody else finding that with the lack of pay rises this year, it’s become even harder to benchmark? Had a few recruiters recently suggesting I’d get 25% more by moving to a competitor but no telling whether that’s a short term-gain for a longer term hit.

PwC US ADVISORY
Line of Service: Advisory
Industry: Management Consulting
Designation: Senior Associate
I have second round of interview tmrw and have few queries as below-
1) I have current offer of 12 CTC from other company so now how much can I ask in pwc? My current experience is 5yrs.
I am on notice period and in present company I got recent hike and my salary is now 9.5ctc.
2) generally how many rounds of interview will be there?

Anybody living in switzerland? Keen to escape the German political corona madness and looking for job opps/referrals in switzerland

Thinking about jumping in with Berkeley's flex option for the evening / weekend MBA.

Thoughts?

Where do you buy dogecoin?

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Question for other people with student loans. When the deferment period ends are you planning on making a lump payment or are you going to wait to see what (if any) student loan forgiveness comes through before you pay?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

Thoughts on vanguard money market funds to replace HYSA in today’s market?

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Forgive me if this is a stupid question- but if Trump bails out Oil and Gas companies, could Chesapeake be a steal at 17 cents?

Does anyone put money into CDs anymore?

Short the vix?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

What is it with people’s allure with dividend stocks? I get that you get money from them but then it causes a taxable event. Could see the purpose if you want to retire early or just have extra streams of income. Trying to figure out why I would want to include it in my portfolio.

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

What's your target retirement savings? Target age? Combined or single?

Anyone know of any good sources for information around index funds/ETFs and some basic investing type things in Spanish? Want to share something with some non-English speaking family

Thoughts on Jumia stock?