New to Fishbowl 😁👋 Hello everyone!

Quick question for y'all! Who is the youngest holistic financial planner that you know and/or youngest person you know that's started their own RIA?

Doge will drop to 37.Those who want invest in crypto be ready.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Bumble is going public with their IPO. Anyone planning to invest? 😅

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

Did anyone else get a ridiculous rent increase this year?

Advice sought: I’m looking at including real-estate investments as part of my business plan to minimize expenses and offsetting inflation. I understand that real estate development itself is a better real estate focus.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Anybody here make significant weekly/monthly passive income off Covered Calls and/or selling puts? Looking for success/failure stories for those who have tried this!

Any investors have insights into what you look for investing in a social media platform? Is this something you do or do not have interest in/why?

Background is development of a social media platform looking for a $100k investment to get off the ground in a great market with tons of opportunity and proof of concept.

Hi guys,
I was selected by DI and got a confirmation call from teh HR discussing the CTC and other details. But she has not shared offer letter and has given no update since past 3-4 working days. What's up with this ghosting and what does it even mean?

I’m currently working with a senior level HR candidate. This individual has a doctorate in business with a focus in HR, her SPHR, Federal, and private sector experience at the singer level, and has a fabulous personality. I’m curious is anyone else having difficulties play some candidates like this? At this point I’m starting to think it’s racial or her sex based of the lack of interest in this candidate. Any thoughts?

LTI is Hiring for below Oracle - BU positions

Need immediate to 30 days joiners only

Location: Bangalore/Mumbai/Pune/Hyderabad/Chennai

JDE CNC
YOE :4 - 10 Yrs
Skill : CNC

JDE Finance Functional
YOE: 4 - 10 Yrs
Skill : FUNCTIONAL-FINANCE

OCC (Oracle Commerce cloud)
YOE: 4 - 10 Yrs
Skill :OCC

Oracle Flexcube
YOE :4 - 10 Yrs
Skill: FLEXCUBE

Oracle CPQ CLoud
3-5 years of experience in Oracle CPQ Implementation & Support
location - Mumbai

Interested plz DM with job role to apply

Anyone works at PHD media grp? Any idea how much media planning manager makes in Toronto?

🚀How much salary range for VP - K grade in bnym ( Bank of New York Mellon) technology department? Skills - Java microservices Expr - 13+ yr

@bny Mellon technology

Bhai log kaisa hai Accenture? Got level 10, security family group hai. Bata do jara doston thoda ghana jo bhi pata hai, dua dunga.

Has anyone felt that they are incapable of cracking coding interview no matter how much they practice , I for eg feel I CANNOT think fast in a timed test to solve a coding problem no matter how much I practice ,it's not just my cup of tea and that leaves me with a lot of frustration .Anyone else as well ,what to do😢

i had my canadian pr last year but didn’t do the landing since covid hit. the deadline passed of course and the immigration office reached out to check if i’m still interested and if so i should re-do a medical. assuming my medical goes through and my pr is processed and accepted again, does anyone know if landing is still a thing? my original plan was to do a landing and move after 2 years. is this still possible or does canada basically want you to move in a year or so after pr is granted?

I received an offer for a mid-large size consulting firm at $80k with a $10k signing bonus to be an associate consultant. Is this industry norm- high? Low? I have no clue as it is my first offer and unsure whether to accept it or negotiate

When you encounter a conspiracy theorist re the vaccines, do you set them straight or do you just ignore it? I struggle w how to approach this.

Why'd you chose to go into healthcare (and what's your field!), and what do you want out of your career?

I'm curious if anyone has insight about how different veterinary practice laws are from state to state (or province to province)?

Is at home service still as popular as it was during the pandemic?

Turnips are 483, comment if you wanna come by

hi ,

where i can find document id to accept the offer letter.

urgent.

Hi All,

Kindly suggest which option to opt for

HCL 27LPA with 15% VP
TCS 22LPA with 2.5L VP

I know there are more difference with Salary in HCL but I am worried about Job Security and Work as I have already reached 12 plus of experience as .Net Developer. I am planning to settle down for few years. Kindly suggest which option to opt for.

Where is the HCL office in Mumbai? Can anyone tell whats the process on onboarding/joining day?

Do they actually enforce the 2 hour parking limit at golden gardens park? So I know whether to rush back to my car lmao

What’s it cost to work with an attorney when leaving a firm?

Anyone with experience using a VA that serves financial advisors specifically? We are considering outsourcing some of our administrative tasks.

I am seeking Financial Advisors with established books who would like to explore independence. Independent Registered Investment Advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients. We are registered with either the Securities and Exchange Commission or state securities regulators. Independent advisors are trusted with over $5 trillion of their clients’ wealth. All queries will be held in strict confidence.

What is your experience with The Bill Good Marketing system?

Our goal is to add advisors since we are in a growth mode across the US in twelve offices. We’re offering culture, significant payouts, succession planning, and more. RSVP to Connie.

Texas FA’s when is your office re-opening?

Anyone charging for held away assets?
How are you positioning this? Do you charge the same amount as assets under management or is it lower?

Any advice for someone in the middle of a merger?

I’ve been in the industry for 23+ years, 16+ of those spent as a Producing Branch Manager. I hold S7, S63, S66, S24 and I’ve completed the education for the CFP (need to pass the exam). I excel in relationship building and providing exceptional service. I’ve only been on the full-service side for the past 2 years and my book of managed money is about $10M, with another $10M+ being self-directed by clients. I’d love to find an RIA job, what type of role would be suggested?

How do you advertise?

ADV clarification - i am now part of a smaller RIA, no longer affiliated with a B/D. I am trying to fully understand ADV requirements. Are there 3 main parts? Part 1, Part 2A and Part 2B?

My wife left her job that provided us health insurance for a reasonable rate. So I’m finding myself searching for some reasonable alternatives. What are you guys doing? Any cooperatives?? Or what??

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

Are any RIAs charging for maddening 529 plans? If so, how?

Part of a BD now, thinking of going on my own as RIA. Costs would be about 50% less, which makes it seem like an obvious choice. Have a deep family friend relationship with current firm, though. I don’t want to burn a bridge, but am I crazy to be a bit upset that the relationship could keep me from doing what I think may be right? Really struggling with that part of the decision.

Anyone use SmartAsset for leads? Any success?

Do we need to do anything special to accept international investors?

Average salary for a Senior Associate who’s in the process of getting their CFP?

Any thoughts on TD Ameritrade Institutional as a custodian? Used to NFS/Fidelity, TDA seems much more efficient and user friendly.

Working for a small RIA on 1099. I receive about 80% payout AUM and the firm covers port mgmt, marketing, and a client service rep. However no other benefits such as office, health, 401k, bonus. Stay?