My wife left her job that provided us health insurance for a reasonable rate. So I’m finding myself searching for some reasonable alternatives. What are you guys doing? Any cooperatives?? Or what??

When, or if you set time aside to take care of yourself or do something for yourself, what do you do? I'm realizing I don't really have any "healthy" ways of relaxing outside of work, so drop whatever you got. It's starting to affect my personal life and I'm worried I won't be able to have healthy relationships unless I can take care of myself first.

How to transfer PF fund from hcl to epfo if i was a non pension member???

Does the Goodlife gym app have training plans? Something without personal trainers?

Are people still live on here? I was diagnosed last year with ADD and I’ve tried two stimulants so far. I know they aren’t meant to be a magic pill but I’m still struggling with general tasks and feel like I’m doing the bare minimum. The Nurse has suggested I try non stimulants. What are peoples experiences with meds ? Did they work or not?

Hi , is the Gym in sab labs Bangalore opened? Also will be open on Saturdays?

I want out of the Insurance industry looking to go into tech as a Data Analysis or Project Manager

A patient of mine essentially asked me to fraudulently bill his insurance the other day. My response was records can be audited at anytime which could result in my license being put at risk. He asked me how many times has that happened? I was like that doesn’t matter. I spent way too much time, money and effort to get to where I am.

I've heard a couple of things about how the partner pension amount @ PwC is determined, both similar in approach.

Both calculations I have heard of result in an annuity paid until death, at which point a surviving spouse (if any) receives the annuity.

The first calculation I have heard is that you get 80% of your highest earning year as a partner (e.g. If your best year was $1M, you'd get $800k as an annuity).

The second calculation I have heard is that they look at your three highest earning years as a partner, and take the second highest and you get 100% of that. (e.g if your three highest earning years were $1M, $800k, and $1.2M, you'd receive $1M as an annuity).

Is ANY of this true, or just all rumor? Any PwC partners that can chime in and explain the pension plan fact for fact? Perhaps with sample numbers?

Where can I get the covid rapid test in jersey city without any wait?

I didn't apply for a job that would have set me up for the future in the government. I wouldn't have to worry about money or future jobs. My boss had just given me a small pay rise and talked up the future and so I felt good. I now severely regret not applying for the job and cannot stop thinking about it to the point of insomnia and depression. I even contacted the employer but too late. It's a small town and rarely anything comes up. I hate myself and feel like I failed my family. :(

Has anyone talked to a therapist or professional about being unemployed? At this point I feel like it's making me depressed. Are there other unemployment support groups out there?

Any performace testers in nagarro.. plz dm

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

Advice on choosing healthcare as a freelancer? Very new to this world and overwhelmed trying to find the right option. I’m 29, relatively healthy, single and no kids.

can any explain the advantages/disadvantages of doing a lump sum pension payout rather than waiting till retirement? I no longer work for the company so does my pension not grow so getting lump sum is better to move to an IRA? thanks in advance!

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

How is the cigna company guys in terms of work life balance?

What are the most likely or common ways people are "coached out"? Is it generally a vague process or do they straight up tell you?

Guys... are they giving location of our choice...specially Chennai and not bangalore..?

Is the PGDM course from UpGrad good for moving forward in the data science domain. ? Please help me as I’m thinking of pursuing something alongside work as I cannot leave my work due to financial condition. I wanna excel forward in this domain. Currently having 2.5 YoE in data science and analytics.

Just wrapped up internship. How long do they take to get back to us with FT offers? Who will reach out? How will they do it?

I am being promoted to Senior 1 with differentiating rating from October onwards.

How much hike I can expect?

How much VPB (bonus) I can expect? in offer letter mentioned as 5%

CCTC 12 LPA

TIA

Hi Fishes,

Can someone DM on the process of healthcare consulting companies approaching the pharma clients for business

Thanks

How much should a data engineer make at 2 YOE in a tier 1 city?

Has anyone ever been asked to stay beyond what they’ve said will be their last day when they give notice? Gave 2 weeks notice yesterday and am now being pressured to stay until one deal I’m on closes (which could slip past the end of next week, which is what I’ve said was my last day).

Any science teachers here?! Dissecting frogs in eighth grade made me want to learn everything I could about anatomy, that's why I'm a science teacher, and it's not the same to teach kids online as it is in person

Any Range Rover Velar owners/leaseholders here?

Would love to hear about the good, bad and ugly. TIA 😊🙏 Also about whether you own or lease it.

When negotiating salary, what is a reasonable ask in terms of increase? I am really hoping to be about 14% higher.

Any product counsel for AI-related companies here?

Any tips on negotiating discretionary bonus with your annual performance review?

I got offer as Associate (Technology) from pwc. Can I extend my joining date for 3-4 weeks?

Unlimited PTO... love it or hate it? If your company has it, do you feel able to take it as needed, or is there push-back for "important meetings?"

For whatever reason, there are a ton of gay lawyers in Baltimore. On a regular basis,I've noticed myself, opposing counsel, and the judge are all gay. Anyone else experience this where they live?

Hello, second year commercial litigation associate here looking for a recruiter. Preferably Suffolk County or eastern Nassau County. Any recommendations?

What is your experience with The Bill Good Marketing system?

I am seeking Financial Advisors with established books who would like to explore independence. Independent Registered Investment Advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients. We are registered with either the Securities and Exchange Commission or state securities regulators. Independent advisors are trusted with over $5 trillion of their clients’ wealth. All queries will be held in strict confidence.

Our goal is to add advisors since we are in a growth mode across the US in twelve offices. We’re offering culture, significant payouts, succession planning, and more. RSVP to Connie.

Texas FA’s when is your office re-opening?

Do CFP CPA CFA and MBA make that big of a difference in the RIA world? I’ve seen very successful individuals with all 3 and without any at all

I’ve been in the industry for 23+ years, 16+ of those spent as a Producing Branch Manager. I hold S7, S63, S66, S24 and I’ve completed the education for the CFP (need to pass the exam). I excel in relationship building and providing exceptional service. I’ve only been on the full-service side for the past 2 years and my book of managed money is about $10M, with another $10M+ being self-directed by clients. I’d love to find an RIA job, what type of role would be suggested?

Any thoughts on TD Ameritrade Institutional as a custodian? Used to NFS/Fidelity, TDA seems much more efficient and user friendly.

Average salary for a Senior Associate who’s in the process of getting their CFP?

How do you advertise?

What’s it cost to work with an attorney when leaving a firm?

Any advice for someone in the middle of a merger?

ADV clarification - i am now part of a smaller RIA, no longer affiliated with a B/D. I am trying to fully understand ADV requirements. Are there 3 main parts? Part 1, Part 2A and Part 2B?

Are any RIAs charging for maddening 529 plans? If so, how?

Anyone with experience using a VA that serves financial advisors specifically? We are considering outsourcing some of our administrative tasks.

Part of a BD now, thinking of going on my own as RIA. Costs would be about 50% less, which makes it seem like an obvious choice. Have a deep family friend relationship with current firm, though. I don’t want to burn a bridge, but am I crazy to be a bit upset that the relationship could keep me from doing what I think may be right? Really struggling with that part of the decision.

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

At what point do you fire a client? I have a 49 yr old client w/drawing $50K out of a $72K IRA (trad) to “pay off her home”, a move I completely disagree with/advise against.

Do we need to do anything special to accept international investors?

Anyone charging for held away assets?
How are you positioning this? Do you charge the same amount as assets under management or is it lower?

Anyone use SmartAsset for leads? Any success?