Pay for SPG hotel with AMEX SPG card or Chase sapphire reserve? Hard decision every time.....

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Honestly, you're not going wrong either way. You can talk about the .5% difference in return which i feel is a bit insignificant compared to accumulating points in the program which you have least points. I use CSR for flights and SPG card on SPG/Marriot so I diversify

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SPG: 2x earn x 2.5-4.5 cpp = 5-9% back
CSR: 3x earn x 1.5-3cpp = 4.5-9% back

Very similar yields BUT they are lots of ways to rack up UR points and few ways to rack up Starpoints. Starpoints are basically the only way to get >2.5 cpp hotel redemptions.

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Spg

Depends if you use CSR points for flights and other things and want those points too

Spg points are harder to accrue, but I honestly think once the awards program integrate, the value will drop. So I’d say accumulate UR.

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