Related Posts
Where do you get your cheap flights, y'all?
Fam, need an advice. Asking for a close friend. He has 2 offers 1. Jpmc: ctc 21 lakhs(excludes bonuses) 2. Morgan stanley through third party: ctc 27 lakhs (includes everything) Which is better in terms of career growth,job security? Work is sort of similar in both. #Morgan Stanley #JPMorgan Chase
More Posts
Rejected without interview with a referral. Ugh
Additional Posts in All things points
Does CSR earn 3x points at bars on drinks?
SYW is either dead or caps out at $80
Is SYW UBER integration dead?
New to Fishbowl?
unlock all discussions on Fishbowl.




Honestly, you're not going wrong either way. You can talk about the .5% difference in return which i feel is a bit insignificant compared to accumulating points in the program which you have least points. I use CSR for flights and SPG card on SPG/Marriot so I diversify
Follow
SPG: 2x earn x 2.5-4.5 cpp = 5-9% back
CSR: 3x earn x 1.5-3cpp = 4.5-9% back
Very similar yields BUT they are lots of ways to rack up UR points and few ways to rack up Starpoints. Starpoints are basically the only way to get >2.5 cpp hotel redemptions.
Spg
Depends if you use CSR points for flights and other things and want those points too
Spg points are harder to accrue, but I honestly think once the awards program integrate, the value will drop. So I’d say accumulate UR.