Peter Schiff is a very angry old man. Imagine if he bought bitcoin when his friend Max Kaiser told him about it in 2011!? He would be been a legend!

Bowl to discuss investment strategies, how and where to invest

Anyone still not getting stimulus check and IRS website shows “payment status not available”? Wonder if the delay has to do with me paying tax for 2018 tax filing instead of tax return...

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Have about 5k to invest - should I do FXAIX or FSKAX?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Pre-tax 401(k) or after-tax...thoughts?

There has to be a point where focusing on minute details generates diminishing marginal returns.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Boston friends - what’s the thoughts on CTP?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

The older I get and the more I think about raising my own children, I keep thinking how can parents frame religious duties like fasting as something to look forward to. I think volunteering as a family can help install the value of giving back and zakaat. How can one make Ramadan and Eid something to look forward to when holidays like Christmas seem to be purely joyous occasion that one doesn’t have to put in work for like fasting for Ramadan?

I want to get out of warehouse work. What's a good-paying job where I don't need a lot of schooling?

Hey all ,
I’m looking for a product manager role . I have approx 8 years of experience including my MBA. I have about 1.5 years of experience in a hybrid role between customer success and product. I additionally have approx 4.5 years of experience in retail and e-commerce marketing roles.

Does anyone know of any open roles within their company I could apply for ? Would appreciate any leads.

Anyone have experience starting a product consulting side hustle?

I’m about 6 months into PM, and searching for ways to earn more and learn more. Might be too green, but open to thoughts

Hello everyone,
Is there someone expert in Google Analytics 4 and App tracking? I would like to discuss about the possible KPIs and info you can get after the RGPD implementation.
Thank you,
Annalisa

AWS vs Cloudflare BDR roles

AWS lowballed but I negotiated to match Cloudflare. Cloudflare offers more equity but AWS has a higher base.

I love Cloudflare. The people are great but it’s an engineering culture and the sales team isn’t as well shaped up and I can’t go for a promotion until at least 18 months of tenure. I am an investor in the company and think of them super highly. I’ve already got half a years SDR experience and AWS promotes quicker.

AWS has prestige but is it worth it?

Are you worried about how quickly AI support is growing?

Buying the doge dip?

In NIQ - Performance AIP(Variable pay) is for every year or just year where you got offer ?

If it's for every year, On which factor AIP amount will change every year and how much %

Any citi India HR Here? Need to ask something trivial. Don't worry already working in citi

Hi,
There was a post sometime back which compiled a list of all companies by country who hire directly from India. Could anyone please share a link to that post if you have it saved? Thank you!

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

What is the eligibility or time period needed to move from 6B to 7A in IBM? I have 4.7 years of experience and joined IBM recently in JL 6B.

Thanks in advance.

Can everyone tell if they used to receive gift on diwali? This year I haven't got anything

Oh man, another ATH, it really just keeps going it’s so crazy to witness

How does gold,silver,ect..perform during civil unrest?

Are you going to pay for Dan Held’s newsletter now that he is going to a freemium model? Why or why not?

Diamond hands, peeps.

Does anyone know of any retirement plan routes that'll allow you to invest directly into BTC? Or would you have to invest indirectly?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Newb question: I’ve heard a lot about never selling your BTC and borrowing against it. I like the idea considering I don’t have much. How exactly would that work?

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

What are the chances $LUNA will recover ?