Planning to put 20k in market. QQQ vs VOO? I already have VOO

1.2x Amex points to Bonvoy points transfer program. Worth it?

When there is FUD you buy

Is a 49% debt to income ratio doable for someone who lives very frugally?

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Has anyone used the Warton Group to purchase 401k leads? How was your experience?

I am potentially able to get in front of 4-5 of the “right people” to potentially take over some 401k plans. I have never ventured into this area. Any suggestions on where to start for...continued

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

I just cancelled my Chase Sapphire Reserve card. I transfer my credit to my freedom card to not hurt credit score as much. How long must I wait to open up the Sapphire Preferred card and get the sign on bonus?

23, Trying to figure out how to balance putting money away for retirement and slowly saving for down payment in the future (7-9 years). Feel like I should be putting as much as I can away for retirement as early as I can to maximize compounding but also don’t want to screw myself over for a down payment

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Missed cc payment. Amex posted 60 day missing payment to credit bureau. This is first time i missed payment. How this impact my credit score. How to rectify. Applying for mortgage now. Any tips

Who here thinks they know enough about Blockchain/Crypto/Web3 to properly distinguish the advantages of the different L1 blockchains? I’m really curious how many people aren’t just picking the most mentioned names but actually looking at the tech.

For those looking to move back to India, does it make sense to withdraw 401(k) given the 10% penalty is being waived off at the moment? And you have a 3 yr window to pay tax on the withdrawal.

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Anyone here do options to hedge their investments? Where can I learn the principles and techniques behind it?

Recruiters, my position as senior in-house counsel at a privately held electronics manufacturing company was eliminated recently due to COVID. Looking for opportunities in the Mpls/Chicago areas. Open to networking or discussing any open opportunities. Experience includes development and purchasing contracts, distribution agreements, patents, trademarks, licensing, data privacy for an international organization with a legal department of one.

Hello Sharks,

Could you please refer me for position - Networking Specialist Advisor. Network consultant with 12 YOE. Design, implement and administrate network. Cisco R&S, C9K catalyst, ISR4K, DMVPN, Cisco Wireless, automation, Juniper networks and riverbed optimization

Anyone here have comorbid anxiety and/or depression? How did you know, and how do you manage it now? I think I might be struggling with one or both and I’m trying to figure out how to proceed. Not currently seeing a therapist or medicated, managing based on strategies I learned from an ADHD coach back in college, so at minimum I would need to find a provider, which has been a barrier (cost-wise, finding someone with experience with ADHD, etc.)

How much variable pay percentage on CTC in HCL for Teach Lead position

I had been working on a huge film for the past two years. I did the script, produced and directed. The company backing me is now defunct and so is my project alongside them. I'm so heartbroken, can anyone share any encouragement?

Hi Fishes,

How is KPMG digital lighthouse in terms of WLB and career growth? What are the perks of joining KPMG India?

Please give some advice as I have an offer from PWC India as well.

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

What does Sr.Associate means in cognizant?

Hi all, I need some info on how in EY job title will be assigned? What is the hierarchy in consulting line? Can someone please help me with the title and the years of experience required for the same?thanks in advance!

Can anyone share first / second hand reviews about DESRI (DE Shaw Renewable Investments)? It’s a PE group within DE Shaw that solely invests in Renewable Energy companies.

What’s a good price range to buy Airbnb??

What’s up RipCity! Who’s drinking tonight?

Lots are releasing in Pflugerville ....

Will be sold out soon so jump on the opportunity now

Atlanta vs Savannah vs Tampa?

Ting ding ding -- sound of 300!!

Eyeing the jag i pace but I’m one to buy a luxury car just a few years old with extended warranty... ughhh @ the human desire and itch to get more.

High performance wagons? Have under 2 years left on my m340 lease and really wish we got more wagons over in the States. Anyone have any recommendations for consideration? 2 kids fit fine in my car now,
but could use more space and do not want a SUV.

could anyone refer me for data engineer gcp bigdata informatica yoe 13

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Has anyone entered into agreements with friends to go in on a multi-unit purchase to rent out the units as a revenue stream and sell it later for a profit? Looking for anecdotes on successes or failures or fallouts.

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

23, Trying to figure out how to balance putting money away for retirement and slowly saving for down payment in the future (7-9 years). Feel like I should be putting as much as I can away for retirement as early as I can to maximize compounding but also don’t want to screw myself over for a down payment

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Anyone here do options to hedge their investments? Where can I learn the principles and techniques behind it?

Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

What is your preferred online brokerage and why?
I like TDA’s tools and research. Vanguard is best for ETFs/funds but stock tools are nonexistent. Robinhood? Why? Thanks!

Can I use my $$ from Roth IRA to buy a house in Canada?

Hey 🐠,

I am approaching the Roth IRA income limit, and have a pre-existing Roth IRA that was not converted from a traditional account. Is there a way for me to take advantage of the backdoor Roth loophole while funneling the money into my current Roth? Or, do I have to set up a new account, convert it to Roth, and make all future contributions into that account? I’ve already asked my broker, and they have not been the least bit helpful. Thanks!

Thoughts on affiliate marketing as a side hustle? Also taking suggestions on ideas to create passive income 💡

Ugly day for tech stocks today... stock pile?

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Have about 10,000 USD in BOFA savings drawing like 0.1% Interest or something. Is there a less risk, decent return option? I can put this away for a month or more depending upon to return

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

What's the play on Bitcoin?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

I feel S&P index growth is driven by technology stocks, Is it better to invest in technology based etfs like VGT or FTEC instead of S&p etfs? Any risks in doing this? Please advise