Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

Who wants to start earning money online?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

What add on home assessments (besides the standard inspection) should you get with a home a built in 1925 in Atlanta
Radon
Termites / Pests
Sewer Scope
Mold & Air Quality

Is it possible to secure a decent lease for around 200/month with no more than 1k down? Asking for my parents…

Looking to pivot into healthcare consulting. I come from a MHA background with a two year Administrative Fellowship following it. Any experience breaking into one of the top consulting firms with this type of background?

First time building Roth IRA account. Stocks you think I should add?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Workday certified with experience in healthcare industry? We have some great career opportunities. DM me if interested

Anyone living in Boston area? Real estate is very expensive here. Looking for a single family house. Which area would you recommend? Mandatory for me: Great school district. TIA

Hi Fishes,

Does anyone have worked at Vivid Economics or know about the company? There's very limited information/reviews about it. I was wondering if anyone could give me some insights, eg. the culture, people, the benefits, etc. Much appreciated!

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

Trying to get my finances back on track. Who has a good budgeting app they use ?

Is it worth selling UBER shares or buying more?

Are you guys all tech consultants?

People who lateraled during COVID: What did you do for the first two weeks? How did you make your presence known remotely to try and get assignments?

Hi,

I have opted new regime and no HRA is claimed and now I want to change it to old regime and file returns .

What kind of documents i need to submit for HRA while filing returns . Is rent receipts enough ? Or do we need rent agreement also ?

What format of rent receipt is better for 1 year ?

So… 3.5 year relationship came crashing in Jan due to covid depression, work burn out, lockdown etc. We have stayed in contact and recently he has come around to apologizing and considering getting back together. However he also revealed he started seeing someone casually 4 weeks ago and technically is cheating on her by meeting me for coffee and to discuss this. I’m upset that he’s dating others but shouldn’t be right? I mean, I did the same. Still hurts though. And I told him to sort that out

Could someone share PWC Canada invite code or link?

If I move to the Bay Area from Austin, are there any major negatives that will be really hard for me?

What reliable sites do I use to do market research on local salaries? I want to know if I am being underpaid compared to my local market and similar positions, but don’t know where to begin.

Hi friends,
I have my Joining date in Offer letter as July 11th.Will there be any formal confirmation through about on-boarding formalities etc to join on 11th?

Capital One Venture or CSR?

Has anyone used ALgo to sell a car? Reviews look legit but the process feels sketchy

Hi fellow nurses! I am an Emergency Nurse with 3 years of nursing experience to include med -surg. I am looking to transition to a lower acuity position such as pre op, or honestly work remote as the work life balance is not fulfilling for me. Any recommendations on hospital jobs that are less stressful or any companies that offer competitive pay to work remote? I make 38/hr currently and would like to maintain that rate. Thank you!

The maintenance contract on our 2017 440i is about to be up. We are looking at getting a porsche. 944 vs a 2008 cayman? Fun, low maintenance, not too ostentatious. What you do and why?

Is JPMC going to start WFO all days instead of hybrid mode from next year?

Is factory-second from Allen Edmond worth buying?

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Has anyone used CrowdStreet? I am currently investing with Fundrise but the returns on CrowdStreet seem more attractive.

Should I keep investing all my extra savings in the stock market? Its return is no brainer long term but part of me wants to diversify elsewhere. Real estate is not an option for me right now.

Anyone feeling the same?

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Does anyone have recommendations for an accountant (CPA)? I feel like word-of-mouth is going to be better than all the googling I’ve been doing. I’m open to having an accountant not in the state I live in, but preferably east coast. My last accountant was not great and super unresponsive (Google was not helpful even though they had great reviews...) This year I’m going to need a decent accountant for tax planning purposes as my taxes will be more complicated. Feel free to DM directly

Looking for recommendations on a good budget template for a handwritten budget. Got anything?

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Do banks offer referral incentives of you refer someone for a mortgage? They do for credit cards, but just curious if you all have seen anything like that with loans?

Is the economy doomed? My stock portfolio and 401k certainly doesn’t stand out like it did 1-2 years back.

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

I feel like I have no idea what I am doing when investing in stocks/real estate. Any recommended books/videos? Thank you

How old were you when you reached your first 100k net worth? (All assets minus debts, Inc retirement)

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Someone here suggested investing in Boeing two months ago. I did. It was down to $110. It’s insane now. Thank you whomever you are.

First time trying to invest 4-5k in individual stocks, should I use money in my Roth IRA or taxable brokerage account? I read that if in taxable, I should hold for at least a year. What about in IRA?

New year res is to be involved/learn about investing. Starting point is to find somewhere to park my efund/ savings for house somewhere short term....CD? Mutual Fund? Something else? Working with ~22k

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)