Can I use my $$ from Roth IRA to buy a house in Canada?

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They'll fine you a bakers dozen of Tim Hortons donuts

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Eh?

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Hi all, had a situation I need some help with. PE fund owned interest in a bank that was a CFC that has 965 PTEP. Recently sold off part of it's interest and the bank is no longer considered a CFC. Under the new PFIC regs, I believe it qualifies as a PFIC. How would distributions be treated seeing as it would still qualify as a specified foreign corp?

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Does anyone think there is long-term viability in Cryptos?

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I'll be buying my first full BTC, if it touches 30k. Or should I wait little more?

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Hi Fishes , please help me to calculate take home after tax and other deductions. Also please let me know what are things I can declair for tax savings. Cognizant Tata Consultancy Accenture

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My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

I am looking for an investment property and reached out to a realtor and had a couple of conversations with them and they have sent me the listings and I told them to start scheduling viewings and told them my availability this weekend with the houses I like. They said they would schedule something but I haven't heard back and it is now Sunday evening. I didn't follow up because I got busy, but is it a sign to change the realtor? What's the best way to find a good realtor?

Hours: 6
Income: $104.50
Average Per Hour: $17.41

helpful

🐠 I have a personal Amex Platinum and am switching to Amex for my biz card. I don’t want to pay for both as Platinum cards. Should I downgrade my personal and have Plat for biz? Some other option?

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Anybody else still procrastinating on their tax prep? My accountant sends polite reminder emails, but combing through my credit card statements to tally expenses is overwhelming. Help.

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At what point do you stop splitting rent/bills 50/50 with your fiance? She makes 75 and I make 125, we don’t live a wild lifestyle so we could both individually afford 100% of our rent/bills, but I have student loans and she doesn’t. I’m thinking of keeping everything 50/50 until we get married or unless she asks - is that fair?

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Anyone buy a small apartment building or small strip mall? What has the better ROI — residential or commercial income?

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what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

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Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

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Comp comparison between DC and Manhattan? City cost of living tools online are all over the place

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Has anyone used the Warton Group to purchase 401k leads? How was your experience?

Noob question: should I rollover my double backdoor Roth 401K, or should I continue using my high-yield brokerage account to invest in Rolodex funds? Thanks

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Does enjoying investing your own personal capital translate to enjoying working in investment management?

likesmart

1.2x Amex points to Bonvoy points transfer program. Worth it?

Looking to invest in either Moderna or Pfizer. Any thoughts on which one I should choose?

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Just did my baseline testing and got results. My appointment to discuss the results with my RE is in mid January. Any guides / ways I can start to interpret them on my own before then?

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Hello Everyone.

Tata Motors is hiring for various roles in Design, Program Management, Quality, Operation, Sourcing functions.

Feel free to connect if anyone is interested.@TataMotors

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I have had salary discussion and the Hr provided me the salary breakup on 5th August, I have accepted the the offered salary, how long will it take to receive the offer letter for TCS.

Job opportunity in EY India for Java , Spring Boot , Angular full stack developer. DM me if interested.

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How much package Salesforce can offer for Technical Architect role? YOE is 12+ years. Does Salesforce has Variable pay in CTC and if any extra benefits provided?

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I am starting a new job where I will be investigating sexual discrimination cases. Employment law will be a new practice area for me. Do you have any recommendations on good learning resources? Any treatises?

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Impetus technologies inc can someone tell me hows the company is, i am having offer as lead engineer in sql . I am having 10 years of experience, should i join it?

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Novartis India recently fired 400 employees. I have read in an article. Is job security an issue at Novartis?

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Hi fishes.
Can anyone please help me understand if BNP Paribas Mumbai provide relocation benefits to outstation joiners?
What are their relocation benefits? Do I need to ask for it or is it a part of your joining benefits?

My current package is 10.6 with 7.5 years of experience, got an offer of 17.8 ( 14 fixed , 3.8 variable ).Should I look for other offer ?

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We recieved a 30 day notification for RTO but does anyone know when we will receive email with exact date ?

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Hi All, Any update on CTS work from home extension?

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What do the exit ops for ops consultants look like?

I am hoping to get into Corp strat

And here we go again. Funny how news like this seems to have no impact on market anymore

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Dear All,
I'm looking for job opportunity as system administrator. I'm any opportunity please let me know. Thankyou
YOE: 6.5

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What are good margins for PI associate attorneys; i.e., what should they make for the firm compared to what the firm would/ should pay them?

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What is salary of Software engineer in Berlin for 4 years of experience

Does anyone work at Charlie health and know what the salary is for the Continuing care coordinator role

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How much should an Orthopedic Tech specializing in casting make?

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What's the highest CTC offered for 6.5 yoe in Accenture ? I work for a niche skill. For my experience I guess I will be getting Team Lead position? My current CTC is 26.5 fixed. Just wanted to know how much maximum can Accenture offer me. Thank you.Tata Consultancy Infosys Accenture IBM Deloitte CompuCom

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Additional Posts in Personal Investment Chatter

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

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Should I keep investing all my extra savings in the stock market? Its return is no brainer long term but part of me wants to diversify elsewhere. Real estate is not an option for me right now.

Anyone feeling the same?

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EY audits GOOG, AAPL, AMZN, FB and NFLX..what to trade then ?? 😞

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My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

likefunnysmart

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

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Having to override my cost basis on ESPP shares when filing taxes. Tax statement says cost basis is my discounted price, but I’ve already paid tax on the discount thru withholding.. cont..

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Has anyone entered into agreements with friends to go in on a multi-unit purchase to rent out the units as a revenue stream and sell it later for a profit? Looking for anecdotes on successes or failures or fallouts.

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Does anyone have Money Market MF and ETF investments in Fidelity? Looking for recommendations on which to invest in or should I open a Vangaurd account?

likehelpful

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

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Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

like

Ugh. In for another brutal day

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Noob question: should I rollover my double backdoor Roth 401K, or should I continue using my high-yield brokerage account to invest in Rolodex funds? Thanks

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High risk, low reward investment ideas?

funnylikesmart

Thoughts on affiliate marketing as a side hustle? Also taking suggestions on ideas to create passive income 💡

likefunny

If you have the 20% down payment, does it make sense to take 30 year mortgage and use money at mortgage payments rather than rent paid? Potential downsides?

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Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

X Financial (XYF) - China-based company - IPO tomorrow. Who is buying?

likehelpful

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

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Which app do you guys use to track your net worth?

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