Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

If you loved your small independent broker dealer but they had just been acquired by a much larger corporation which does have benefits in terms, mostly, in technology, but you lose your “family” in the home office, what would you do and who would you look at if you were considering a change of your own?

Not sure if this is okay to ask: anyone have experience refinancing a car loan? Having a difficult time getting a copy of the title from my current lender (so the new lender can pay it off) and I’m not sure if I have any other options.

What are flexi car benefits in Nagarro?
How to avail it ?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Anyone here familiar with the medical records field reviewer positions at Change Healthcare? Looking to get a little more info on schedule, workload, and pay specifically. TIA!

Hi newby here. I am international and only been in the US for a couple years so I wanted to ask a few questions about the chase saphire. What is the best way to apply for it to get the best deal? Any additional benefits beyond the 100k points? Is it ok to apply without an account in chase? How long does it takes to receive? What is the limit of the card? I am planning to buy something that is like 4,200 so I want to ask for the card but want to make sure I will be able to pay that much at once

How is the blended state tax rate calculated. Say I have the state deferred tax number. What’s my denominator to get to the correct rate? Is it the pre tax

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

Friends Alcon is a Switzerland origin product based MNC. If qny one needs any information regarding company culture, work life balance, benefits etc feel free to reach out me.

Any firms have a focus on Aerospace and Defense industries? Headhunters always reach out about tech and healthcare firms (as well as more generalist ones), which are great but I’m just not that interested. Only find a few with significant A&D exposure.

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Hi Fishes,

What is the expected in hand salary for the salary quoted below and assuming tax savings of 1,50,000 through 80C and HRA of 35,000 per month

Basic: 15,22,500
Flexible allowances: 25,71,567
Provident fund: 1,82,700
Monthly gross: 3,62,000

Recent graduate with Bachelors of Health Science in Workplace Health and Wellness. Currently working in a Healthcare job but as a client service coordinator. Really would like to get a job in my field. If anyone has suggestions/recommendations please share. Within GTA would be great if not, remote anywhere works.

Hey fishes!!
I absolutely hate my job and would like to resign ASAP but my bond period is until Feb 2023 but they are already having a qualifying exam which I won't clear and will get fired anyways in Jan 2023...but they are refusing to let me go without paying bond money.. What will happen if I just get myself fired😑

How does someone like Elon Musk can go on to do so much while I can barely get out of my bed, keep my job and have the will to live?

Best experience at a gay bar?

Anyone looking for a junior creative team? 🙏🏼

How do you handle billing disputes? Already feel like we’re a steal compared to other firms, but it’s the pits when clients kvetch about the bill after working hard on their matters. For five figure disputes, anyone recommend collections? Don’t really want to institute retainers, especially since it doesn’t seem common for our practice area.

Anybody ever regret moving from B4 to a start up? Just because there’s so many less perks (lots of PTO, fun events, etc)?

What programs do my fellow HR managers recommend as far as personality assessments for hiring ?

anyone in the drink nova group on fbook and notice how cringe a handful of people are? 🤣

Does IBM provide free shuttle service in Bangalore??

Can anyone share their experience on mettl test in brillio. Regarding setup, questions and everything.

Deloitte FDD vs PwC FDD? NYC

How much programming language is important for a QA Engineer..

Need your inputs, I have experience in Java Automation for past 2 years.. now my yet join company is using Ruby for Automation. Not a big deal in learning about ruby. Only worried about that if I continue here, in process of learning ruby I might have unlearn java. If I need to come out then openings on Automation with ruby in the market is pretty much less I think..

Fellow QA's What are your thoughts on above.

Anyone in here have a hospital job for a unit secretary position? How much does it pay in California? Any help is greatly appreciated

Hi

How to get resume shortlisted for product companies as I am trying for years now 😞?

If I were to go to the Cape in early October is there enough to do for a weekend? If so, where in the Cape do you recommend? Alternatively, also looking into Providence..

Is anyone holding didi shares? I’m trying to figure out what happens. If they delist, then list in HK, are shares converted? If I want to sell, how would that work? Do I need to open a HK bank account? Are there unique tax implications? Etc etc.

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Any one here following the SECURE 2.0 Act. People got any opinions or tacts on if it could benefit us?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Is the economy doomed? My stock portfolio and 401k certainly doesn’t stand out like it did 1-2 years back.

When to buy back in to triple leveraged etfs 🔮

SPY 200 by year end

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

Any advice on how to building wealth while making $80k a year? I am invested with my company’s 401k and am looking to buy a house. I have been working for a year now and have saved over $40k

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Liquidating my entire 401k today and putting it all into ETH. Will update this thread when I’m rich

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work