For those looking to move back to India, does it make sense to withdraw 401(k) given the 10% penalty is being waived off at the moment? And you have a 3 yr window to pay tax on the withdrawal.

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?

After I max my 401k/Roth IRA, I put $ in my individual brokerage (all through fidelity) via transfer from my bank acct…is there a better or more tax advantaged way?

do we have to report our virtual currency holdings to our company? For the sake of independence or something?

Why do you think ETH will flip BTC
What do you think it can become store of value too in the future
Serious answer please

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Are the AICPA life insurance plans better than the one offered by EY?

If you could go back in time what would you tell yourself before taking out student loans?

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Is the real estate market slowing down?

Which NFT stock is worth for long term or quick profit. TKAT, YRV, HOFV, OCG

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Does anyone have 120K bonvoy points they’re willing to sell? How much?

Put all your money in crypto. It’s done going down.

Applying for Uk visa from overseas- How do I know if I am eligible for IHS loan ( immigration health surcharge) can someone explain this here? Thanks a lot

What does being a “great lawyer” mean to you? The term is thrown around so frequently, it sometimes loses its meaning and probably means entirely different things to different people.

Happy to join a group that’s about the medical field .. I’m thinking of moving to Memphis .. anyone know the rate for a CCMA .. 17 yrs in pediatrics dept

Hi everyone, I am looking for a new opportunity in healthcare consulting or operations. I have 7 years of healthcare experience. Education: MPA - Healthcare admin, CPHQ, working on LSSGB. I have expertise in quality improvement/management, gap closing strategies, provider education and process improvement (workflow wizard). I have been looking for my next step to no avail. I would be very thankful for any leads! Open to DMs as well.

Genpact offered me 27LPA , however i am still to receive salary breakup. How much variable will be there in 27LPA?

Hi Fishes,

Whats is the best mail content to ask for extending the joining date ?

Any approaches that would work at most times

TIA

Hi all! I’m currently a commercial account manager at an independent agency with 3.5 years experience….looking to move to underwriting. Any leads on where to start? I’m located in the New England area and would love to be remote.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Anybody work for liberty mutual remotely in a non-phone position in claims? I’m in CL claims intake but i hate phones going to stick around until i Can get away from the phones!

Not necessarily Big Law specific but any firms hiring 2-3 year L&E associates in the Dallas area?

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Hi sharks, looking forward to switch Job. I work in operations. YOE 2 years. Any referrals ?

Chipped my tooth eating a damn potato chip ☹️

Consultants, would you join the Fed is given the opportunity?

What's the market these days for someone with not-great technical skills, 12 YOE, TS clearance, hard-to-find/unique skillset, elite masters, middle management in DoD contracting, experience with critical/high profile roles?

I'm thinking 120-135k would be bad/mediocre, 180-195k would be possible/a stretch, and 160-170k would be doable/realistic. Thoughts? Not interested in Deloitte.

Is anybody here a notary? And how much are you making from that? Is it a potential side-hustle?

Any tips or resources to study to prepare for the Amazon writing sample?

Who are the best recruiters for strategy or for flipping to client side? Looking primarily in NYC

Interviewing with Uber... any tips on taking the analytics test ?

I was in an accident last week and I wanted to know if there would be any implications for internationals on OPT/work visas if we file a lawsuit.

What are the repercussions? Kindly help

Anyone here who moved from India to work in consulting in the US - I'd love to hear what you wish you know when you started - I start this summer and would love to understand expectations.

Going to India from DCA (flights were cheaper) but I live in Houston. Flight from DCA is at 10 pm. Should I book my flight from Houston to DC the same day or one day earlier? Given the flight cancela.

Does anyone here have a Tesla? Should I do it???...

Any good side hustles that you have heard of or do on the side? Just got my EAD card and want to do something besides consulting

Seeking immigration / travel advise. I know we are not lawyers but any experiences / stories would be helpful.

Can I enter the US when I have H1B change of employer petition approved but employed with my current company and serving notice period? Which company’s I-797 form do I show immigration? Do I tell them about switching jobs, etc.?

My new company lawyers are not providing clear guidance on this and suggesting against travel due to COVID in general. Thank you.

H1B transfer in process for changing employer (going to a competitor)... don’t feel like working at current employer anymore ... oh the wait.... :(

Recommendations on sites to get a good php developer offshore to work freelance? Please DM me if you know someone.

Investment options in India as an NRI? I heard there are some restrictions. Please help with your valuable insights 🙏

Missed cc payment. Amex posted 60 day missing payment to credit bureau. This is first time i missed payment. How this impact my credit score. How to rectify. Applying for mortgage now. Any tips

Has anyone travelled from US to India for 2 weeks. I need visa stamping as well. How long does that take

Any recommendations for books for desi parents ? Politics , economics, world order , self help

Looking for a move to Industry (experience with ERP, Analytics). Does anyone know what companies in Dallas-FortWorth area sponsor H1B?

If there is a relative/ parent in India who is sick and needs treatment, is there a way to get them passport and visa immediately to get them here?

I am scheduled to fly from NYC to Mumbai via Paris next Wednesday (Jan 5) for a ~10 day trip. Have any of you, your family, friends, etc. flown a similar route (I.e. from US to India via Europe) in the past week? If so, what is the arrival process (Covid test, quarantine requirements, etc.)? I’ve had all recommended vaccine shots and I’m only in Paris for a 2 hour layover (not leaving the airport). Any information on this would be greatly appreciated!

Anyone play an instrument and if so which one?

Newton, India’s nomination to the Oscars. Finally a very very sensible pick. Brilliant movie!

Can someone create a bowl for afghan politics please?

Anyone on h1b immigrate from US to UK(London) within Advisory....how difficult is the process and immigration policy / visa for UK.....