Please can someone enlighten me. How can I build a duplex if I don’t own land? Do I first need to buy the land cash or can the bank give me the whole loan from buying the land to construction loan? I will really like to build 2 rental properties but I don’t have the cash to buy the land.

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

EPOR a solid first option trading choice?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Taking a personal loan of 20k or more will it affect perm (GC) process?

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

So what stonks are we buying?

Anyone have views on the sustainability team at KPMG? Been approached by a recruiter and from what I’ve seen KPMG don’t have a market presence. Happy to be proven wrong though

I’ve been a management consultant for 3.5 yrs. I’ve done 18 months of internal sustainability work such as building our sustainability practice, initiatives to get B CORP, SBTI, tracked carbon emissions, company campaigns for sustainability awareness, sustainability strategy. I want to move into a sustainability consulting role. Which area of sustainability consulting should I look at? Are there any courses or certifications I should do?

Looking for 1 BHK for family in near bellandur area, any lead will be helpful.

Hey guys, who are joining tomorrow from hyderabad campus?

If I were to go to the Cape in early October is there enough to do for a weekend? If so, where in the Cape do you recommend? Alternatively, also looking into Providence..

What are the easiest practices within S&C to go from A to C? Or does this not really matter? Anywhere I can objectively see the performance of each practice?

Hi! I’m scheduling a screening phone interview for a senior marketing manager position and I’m wondering what my salary expectations should be? 6 years experience & nyc based. Any insight here would be greatly appreciated.

Thank you!

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Bored of shopping on Mag Mile/ State Street...what are your favorite spots to shop? 25F and looking for cute casual wear, not just business!

What do you think about lab-grown diamonds? My fiance and I are trying to be as ethical as possible, and lab-grown sounds like an awesome idea, but we're wondering about the quality and longevity. Any thoughts would be appreciated!

Hi sharks,

18LPA CTC in India equivalent to how much in US considering all factors??

Looking to join Holcim a cement company as an Electrical Engineer I in Alabama.
What is a fair pay with roughly 2 years experience and an EIT license.

Is $80,000 fair to both me and the company. Since I'm really on the cusp of being an Electrical Engineer II?

For anyone who’s taken / passed the CFE, is it worth paying for the full exam prep course or would studying the fraud examiners manual suffice?

Looking to hire a Supply Chain Strategy Manager role at an SF consumer electronics company. 3-5 YoE in consulting. DM me if interested! Location is SF or Dallas but open to remote for the right fit.

Favorite recent/current pharma campaigns? Either DTC or HCP. Looking for some inspiration!

VMLY&R has openings in every department! DM me with your information/ resume to be considered.

Have an interview to work with a global pharma company and i have to send videos of me answering questions. Anyone had a similar interview process?

Feeling like I’ve been “bait-and-switched”…

I’ve been interviewing at an agency with the intention of filling a Director role. Recruitment reached out soon after my last meet-and-greet interview (about 6 to 7 people total) to tell me the team thinks I would be best suited for an Associate Director role with a fast follow of a Director promotion.

Recruitment can’t tell me what feedback is creating this gap but also won’t stop mentioning the positive praise and feedback the team had for me.

Atlanta vs Savannah vs Tampa?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Any reason why the listing agent recommend I use a specific title company?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Does buyer have to share appraisal with seller? Can seller request it?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How can I invest in real estate ? Looking for an additional passive income source