Please keep sharing and talking about the doom and gloom of NYC. That equals cheap real estate for us natives that can finally now start thinking about buying something.

Please keep saying that NYC will never come back (and don't pick up any history book)... 🙏🙏🙏

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

How does pwc’s wealth builder plan work ?

Does having student loans impact your ability to get a mortgage?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Taking a personal loan of 20k or more will it affect perm (GC) process?

What's everyone into now? I cashed out some of my CCIV but not sure where to move to next. I feel like IPOF should have some news soon...

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

If job posting pay was $36.66 hourly (no range) what would be an acceptable offer and counter offer?

Does anyone know any reliable career coach or consultant? I desperately want to streamline my career path. Experience: Freelance Professor: 3 Years (Multiple coaching classes in Mumbai) Home Tuitions: 2 years UPSC Preparation: 2 years (Gave several other exam attempts) SSB Conference out, 2019 Eventually ended up in corporate due to life situations (assumable) Currently Trainer & QA Lead with 5.4 LPA. Expected an L4 but it is still being delayed even after a strong doc to present.

How early in someone’s career do you generally identify if a homegrown person is partner material or not? M and up or earlier?

When you’re looking to make an internal transfer, what forms of of networking work best?

Has anyone tried AdvisoryCloud ?? Is it worth it ??

Any firms cut salaries, bonuses, or staff lately? I feel like it’s coming..

We got the official address. When do u think it will be functional?

Looking for ergonomic office chair recommendations, budget is $500. Any suggestions?

My interview is scheduled with PS, i have 4+ years of experience as Automation QA. My current CTC is 9.81 how much can I ask them now?

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Hi, did any of you receive H1B receipt notice after filing..please let us know asap.

Curious what the base and commission structure is for inside sales and associate director of sales in biotech (also anyone else who wants to share pls put industry). Paid hourly or salary? At the biotech company I work at avg inside sales is $62,632 with a $3500 per quarter cap. Commission structure is % based on sales quota reached vs capped (not a direct % of sales). I’m underpaid at $53000 with $3500 cap per quarter.

Literally all of my LinkedIn connections are recruiters lmao

Interviewed recently with @VillageMD. Anyone have any insight about the remote Medical assistant positions? Preferably someone who does or did work in that type of position with this company. How was the workload? How much time is usually spent on the phone answering calls?

How much difference does have a LinkedIn profile pic have vs not having it?

Anyone has made exit to Assets Management firm? How’s your experience and job function? Is it difficult for consultants to switch to?

Anyone wants to go hiking this weekend along Hudson? Aiming for a shorter route (5-7miles) maybe around beacon or cold spring. Sadly all my friends are not available.

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

Hi all,
I just moved here so this might be a dumb question so please don’t judge. Why does my laundry smell like pee and how can I fix it? I used a common washer and dryer in my building. Is it because of that? Is it mold? Is it the water? I air dry my workout leggings and they all smell really weird and I don’t know what to do 😔

600sqft 1 bedroom in kips bay, $1800 (walk-up, no laundry in building, no doorman) for year lease

Would be moving from 6th floor walk up $1400 month to month in prime LES with two roommates(not my best friends but nice).

Would you move?

Considering:
1. costs to make the move itself
2. I like to run so options downtown seem better but not familiar with kips Bay Area
3. Commuting anywhere
4. Restaurants
5. I’m 23

Which clubs/ bars are best for NYE? I have a friend coming into town and don’t want to wait last minute for a promoter as I imagine it’ll be a hectic night. Don’t mind paying a decent price for tickets somewhere.

Any recs for mixology classes for couples?

Anyone have a place to short term rent out for a buddy (M, 29)? Can start asap, would be here till May 16. Anywhere in Manhattan, downtown Brooklyn, or LIC is good.

What do you think about Vice President who forgets what’s discussed in the last meeting and have to start the business story from the scratch again? Attending a meeting unprepared every time. I don’t know where he uses his brain for. So uninspiring.

Are you guys happy? I think I am! I love my life but also for whatever reason when someone asked me, I hesitated. What’s that about?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

Anyone wants to hangout today around 6:30 near Washington square park?

Lets meet and grab a haunted halloween drinks?

Anyone at a tier 2 firm willing to connect? I’m in M&A tax now at big4 but looking to transition to a non-TDD consulting role. Not specifically looking for a referral but would like to bounce some ideas off of someone/possibly look at my resume

Amy’s recs for best hot pot in Manhattan? Thanks!

Anyone have extra tickets to Circoloco nyc on oct 28th??? PLEASE

Female 🐠 - how bad is dating in nyc in your late 20s - early 30s? I’m going through a break up and obviously not going to look for anything serious right away but just curious on what to expect

Setting up ConEdison for first time. How much should I expect to pay in monthly utilities for a studio (heat, gas, water incl)?

Appointment for marriage license seems unavailable on Project Cupid entirely. Anybody know why or have tips? We’re looking to get married early July… (finally pulling the trigger after waiting for pandemic to go away)

Cheapest way to get from Grand Central to LGA Airport that's not the subway? Are there shuttles? Thank you!

Can someone recommend a bar with a dj in queens? Somewhere with a frat boy crowd lol