Pretty new to investing. Can someone please explain what a SPAC is? And the difference b/w a SPAC and a VC?

How do you effectively plan for retirement?

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

What do you guys think about the green crypto ....like Nano ....have a better future then energy consuming bitcoin ?

Renting a car vs buying, which is better in India?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Recently attended an FA conf. where there was discussion about 401(h) plans & their tax advantages.
I know a variety of 401(k) providers available via my B/D but don’t know of 401(h) ones. Do you ?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

So should I buy Tesla or too late ?

Forgive my ignorance - have about 40k in savings and would like to start investing. I do my 401k thru Vanguard so I’d like use them if possible. What would you suggest for a novice investor?

DC - AFS, Senior Analyst making 88K salary with a 2K sign on bonus I had to negotiate is this a good deal?

Has anyone taken the CAIA ? Any tips ?

GME above 300 going into tomorrow 🚀🚀🚀

Big four presence in Philadelphia, which firm audits the sports teams.

Is McK Digital less brutal in terms of hours but the same level of prestige as general McK?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Anyone at the Relient K show at House of Blues tonight?

What’s your least favorite thing about your job?

Can’t wait to move to Dallas area. Flower Mound is likely our first choice. Getting out of Chicago for better schools without dominant unions, low taxes, and better public safety

Hey Dallas folks!

I want to get to know the local private companies. I worked at a private company with 2-3k employees before my MBA. They had an amazing culture, but limited progression opportunities. I'm thinking about looking for a smaller company (couple hundred to couple thousand employees) in the Dallas area and looking to find an amazing culture.

Anyone have recommendations on companies with great cultures in the Dallas/north of Dallas areas? (I live in the Plano/Allen/Mckinney area)

Any designers working at IDEO? What’s the work-life balance like? Always been interested in the work but wonder what working there actually is like.

Any ideas for a 40th bday venue? Dinner with a good vibe and lounge after? Did MaD last year for him and they had a semi private but still very much in the mix for 15 people. I honestly can’t think of what to do but he’s bougieAF. Steak48 is an option. Looking for any other cool things you’ve hosted or attended lately?

Are exclusive social clubs in DC worth the money? I just realized how expensive it is after going through the whole application process ($4k initiation fee and $3.5k annual membership fee). Initially I was interested because I wanted to meet new people and make friends but not sure if it’s worth that much money. Does Equinox or any other clubs offer any similar social events?

I am looking for an internship of 4-6 months as part of my capstone project. I am currently in my final year of b.tech(IT) at VIT Vellore.
Any help is appreciated!

What revelations have you received from God during this pandemic?

Okay so, I find myself in a tough situation. Recently, my professional license became jeopardized. There’s many details that I rather not share publicly just incase, but trust me when I say that this was over a ridiculous complaint that wasn’t serious. I have an attorney involved working with me on an appeal, but I’m really nervous and feel that I morally made the right decisions in the situation that I faced. I was wondering: has anyone ever faced a situation like this? I need advice!

I received a mail from IBM to login in Candidate portal with your email id to see the offer letter. When I am trying to login it's giving error as invalid username.

Well TSIA already up 100%. I’ll pass on this one

Any thoughts on VOSO and CND?

Woooo esketit. Personally I’m just hoping to ride HCAC to the moon

HOL is going to break a lot of hearts on the way down. I hope they pump all the way into 2nd quarter. Also hoping options get added for my put play

Here is difference of thinking. I trimmed a lot of my adds from yesterday and this morning. These things. Ounces too fast too strong. I always sell into strength and buy weakness

FTOC rumored Payoneer. My warrants hugeeee

Is anyone still following/bullish on GIK? Wondering whether to keep holding or sell

Thoughts on the CCIV run up? Do you think it’ll hold post merger announcement?

In chamath we trust. This guy prints money. The wave will end eventually but damn it has been good.

What SPACs are you riding? I’m in SHLL, GRAF, LCA, SPAQ, OPES, CCXX, CCX, CCIV, and PSTH. Did great in DKNG and UTZ.

Anyone following $APXT and have some insights to share, will be greatly appreciated

Rumors of IPOF getting Equinox. Thoughts?

Any good resource for SPAC IPO dates?

I’ll be taking a look at all the recent SPACs that had huge runs. The plan is to watch for momentum to start fading and play some puts at or around merger votes. A lot of these plays are priced to perfection on revenues 5+ years away. Will some make it big? Yes. Will some fail, yes. Also starting to watch the warrant exercise requirements. All of these have huge supply coming to market and I plan to be on the other side of the retail suckers

Bought a larger amount of FTOC warrants. 750mm checkbook fintech play with great mgmt.

Reallocated some of my WPF position to PSFE. They are post SPAC merger but both will be long term holds for me.

Anyone holding $APXT?

Tax Senior Manager and Bowl Creator have thrown out WPF, SVOK, and AVAN recently. With these all barely above $10 (and SVOK actually temporarily below), what’s the downside to investing in these? Am I missing something? Don’t they offer you the opportunity to sell back the shares at $10 around the merge date? So max loss would be $0.12 per share on WPF (at current pricing) and $0.19 per share on AVAN?

Are there other SPAC plays that people like that seem like no brainers at these levels?

Trimmed some psth this morning. I don’t like that stripe did a $100b raise without needing ackman. I think this merges with a long term winner but will be able to add back at lower prices before merger and still receive the 2/9 warrants