Put an extra $500 a month to our mortgage principle,’or invest that into an index fund in a brokerage account? Mortgage rate is 3.875%

Does anyone have experience rolling a Vanguard 401k into another 401k? Leave it with Vanguard? Roll it to the other? Any top tips?

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Planning to buy a house in 6 M. Want to start looking . Any preference on Realtor ? Kelly Williams / REMax / cOMPASS etc.

Also should I use Zillow or Redfin or just search agents online from above realtor companies?

What's your target retirement savings? Target age? Combined or single?

I’m investing all my retirement (401k, Roth IRA) in a s and p500 fund (FXAIX). Thoughts on if this is wise in the long run vs just using a target date fund?

401k Roth or traditional 401k?

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Heard a lot of people saying the rental market was going to get better/ keep going up, but now it's cooling down. What is causing it to cool down so much?

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Any recommendations for buying agents in Massachusetts?

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Is it normal to wait a month after submitting an application before the application status changes from “received”?

Any suggestions for protein powder ? I have gastrointestinal issues and whey upsets my stomach . Tried plant based which is disgusting .

Do people intentionally delay or hold of their own promotions to avoid more work and pressure at higher levels?

Anybody up to share referral?
I am looking for BI analyst/Data consultant roles with 3+ years of experience ,currently based in Milan

How easy is it to move from an investment bank firm to a tech company?

I am interested in getting the AWS Cloud Practitioner cert (foundational). I’m tech-savvy, but have not been involved in Cloud work. Any idea on how difficult the exam is?

I want to join Amazon tax team and could someone please refer me?

What would be the best method to transition from a financial advisory role to a more financial analyst focused position? Is this type of move unheard of/too difficult to do?

I’m trying to break my lease. I have notified the management company of my intent to do so in writing. They are just refusing to respond and keep ignoring my follow-up emails. Do I have any recourse? Can they physically bar me from leaving?

PS: I have legal cause for being able to break the lease and I know that there is zero legal recourse they have.

Dear legal recruiters who used to work as attorneys: are you glad you made the switch? I think recruiting could be fun but I know how much I ignore recruiter emails daily so it makes me think it’s touch to place people and make a consistent income. Thoughts?

Code and Theory

Has anyone been Veeva certified? If so, what did you think? Have you seen any ROI yet?

Hi, Are there people here who have switched from being a doctor or dentist and went on and got an International healthcare management MBA (or just a standard MBA) and also have experiences from surgery/clinical side, pharmaceuticals, and bit of consulting? If yes, how was your transition? What were your starting roles and salaries? Thank you :)

Any meditation stories on recovery anyone willing to share? Did you have break through moments during meditation?

Hi folks. Looking to buy my first car. We looked at Mazda CX 5/50,Kia Sportage and Sorento and Hyundai Santa Fe. I love the new Sportage. Any downsides of owning Kia and can anyone share their exp.

First year trainee here. Having the standard wobbles but generally surviving.

My question is - how can I tell if I'm doing well? More specifically, what common and avoidable mistakes (specific or general) do trainees make, and what attitude or actions impress you?

Recently overheard some associates complaining about another trainee and now I have the fear... I want to get this right. Thanks in advance.

I’ve been at a job for a few months and hate it - partners set unrealistic deadlines, micromanage, and create work that truly is not necessary/push urgency when there is no real urgency. I had other offers prior to accepting this job that may still be options, and going back to my old job (for a pay cut) might also be an option. I can’t tell if this is just burnout, growing pains, or just an untenable work environment. Would you ride it out for a year at new job or pursue other options? HELP!

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Any suggestions for joint investment account with a significant other?

What do you want to do when you reach FI?

Have 20k, what’s a good small business to start with this fund? Serious question here

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Poor, clueless 23 year old here. Any tips on how to balance retirement savings with short-to-medium term savings goals? (Wedding, MBA, car, down payment).

I currently max out my Roth IRA, but don’t max out my 401k. If I did i would have nothing left for liquid savings. Any tips?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

What’s your FIRE target age (where you no longer maintain a salary job)?

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

401k Roth or traditional 401k?

Anyone here retire in late 30s or know someone that has?

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Anyone here from NYC? Be cool if there was a meetup.