I’m investing all my retirement (401k, Roth IRA) in a s and p500 fund (FXAIX). Thoughts on if this is wise in the long run vs just using a target date fund?

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Can anybody of you please share some details over their CTC structure , Non taxable components please over & above benefits in Amex ?

My query is specific to position of SE 1 @ SE2

Well, its a good thing I sold ARKF when it was $55 last year

At what investment size should you typically start using fee only financial advisors?

Quick question.
I was a contractor for a big company and they just let me know that my last day is December 30th. I got this position thanks to a recruiting company that has been great and gives me benefits.
Should I:
- Continue working with the recruiting company, hoping that they will find another position for me? (as they told me they will, and when they applied me I started working with my current company within 2 weeks)
- Work with the recruiter + apply for jobs on my own?

Hello Fishes, I have two offers in my hand
1. L&T Technology Services: 22LPA(8% variable) + 1L JB
2. KPIT : 22LPA(Fixed) + 1L JB

TS : Infotainment Testing, YOE : 8
Which company I should join?
It would be helpful if I get to know about the benefits of both companies
Need suggestions!!

Bosch KPIT L&T Technology Services Continental Mercedes-Benz Research & Development India Wipro Tata Consultancy Tata Elxsi Altran Capgemini

DM me for referral to Mitre. Great pay and benefits and really smart coworkers. Engineering background preferred

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Does anyone have experience working for a ALSP? How does compensation work (pay and benefits)? Are you an employee or technically an IC? Do you have billable requirements like at a firm? How do you think it prepared you to potentially move in house? I'm currently at a firm but thinking of taking a position with an ALSP but my goal is to go in house.

Does anyone have leads for a recent MPH Epidemiology grad with 0-2 YOE to get into consultant roles in Healthcare/life sciences?

Second question: what sort of work experiences are companies like flatiron and komodo health looking for to work in RWE/heor? I'm not sure how to leverage Epidemiology to get into that space :(

What are your thoughts on Jones Lang LaSalle: compensation, benefits, corporate climate in DC office? Especially interested in finance function

If you tithe, do you pay 10% on your gross or disposal income?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

If I leave Deloitte after one full year post MBA will I still get to keep the first installment of tuition or will I need to return it if I don’t stay the full two years?

How is Oracle India Insurance benefits. Do they cover fertility treatments and IVF?

If I’m quoted 5.5 rate is it unwise to buy down to 5%? I plan on holding the home even if i move into a rental eventually. I guess I’m asking if you all think any chance rates go down because of a recessionary period…any folks have anecdotes of past recession and rates? It’s a good area and the home I’m looking at is 4/2.5 2000 sqft in an area w good schools so I’m less afraid of value drops in short term (listed 270k in tx)

8/28 Thread (General):

Been in content creation for a tax research biz for ~6 yrs (last 2+ managing team of 7) analyzing law & creating material for other profs. Any tips on leveraging that into a return to practice?

Anyone in Pharma/Biotech within ClinOps willing to connect with me to discuss how to transition into industry/finding the right level?

Hi! I interviewed for a Digital Marketing Analyst for an agency for Data Center and Telecom PR/ Tech. Since we are virtual country wide, he asked what my salary requirement would be for this role. I haven’t had this type of position before and am unsure what to say. I want to reach for the stars but don’t want to come across with a scary offer. Can anyone advise or have any salary ranges? No info on Glassdoor for salaries at the company! I will be living near the SF Bay Area.

Hi everyone

My current CTC is 4.1L

My skills: Manual, API, Performance testing

Yoe: 3

Thinking of joining another company, How much should I expect in my next package jump?

Kindly help me with your suggestions!

I am in Canada, Band 8 in IBM consulting and received an offer for Senior Manager in Deloitte Advisory at 145K base plus 10k signon. How do you rate this offer?

Hi All,

I am C3 with 7+ years experience in BI - Power BI, Tableau and Microstrategy.

Do Mindtree Match CTC to retain resource who has got 50-60% hike on current CTC.

I was just informed after the third round of interviews they’d like at least 5 references, two must be supervisors. My last job was a temporary remote job where I didn’t really interact with my supervisor and the jobs before that were at my family’s business (I do not speak to any of them for serious personal reasons.) Anything before that was grad school and I haven’t kept in contact with any professors from over five years ago. What should I do? 😕

How much is the CTC offered to GET and PGET joining this year at DTICI?

Also are the packages offered different if our alma mater is IIT/NIT

33M NYC. Feel free to reach out to chat

Hi Sharks,

I have 2.5 years of experience after completing MBA and want to get into consulting. If someone can please give me referral in IBM, it would be incredibly helpful.

Hi Fishes,

Looking for a Business Analyst (Presales Consulting) role with 3.5 years of experience. Please let me know if you are aware of any such opportunities.

Is the CVA exam worth pursuing?

Will be in amsterdam october 11-13, anyone else there?

I am so excited at the opportunity to go to my first SHRM meeting!! Slowly but surely this HR door is cracking and I know I am getting in!!! 🥰

Long story short, I burned out. Anyone who recovered from deep, deep career setbacks or failures - share tips?

Favorite group fitness in philly?

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

Best financial advice you’ve received

24 years old. Where should I put my 6K in Roth IRA?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Where do you buy dogecoin?

Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

Looks like stocks are back on sale

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

Any recommendations for RPA stocks?

Accidentally sold all my VOO stocks when I was trying to put in a trailing stop loss. 🥲 Feeling real crap.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

180k base in CA: Is 1500/month net saving goal too aggressive?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?