Anyone here retire in late 30s or know someone that has?

One of our older advisors is about to retire so his book will be split amongst us junior advisors. What can I do to pitch myself to him and to management to earn the bigger accounts?

Does it make sense to max out my 401k if I want to retire by 40-45?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Is this a good deal or not. $93,600/year” “BENEFITS “ medical, dental, vision(30%60%90% after CYD) 80hrs vacation time after 1year of employment, it cannot be carried over year to year, nor will it be paid for it upon termination same for sick time which will be granted after 90 days of employment. Max 240 hours. Paid for the 6 holidays but if happen to work holidays will get paid 8 hrs for another day off during the same pay period. No 401k

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

At what age should drivers retire? Our company recommends doing so after 60 years old, but some companies just perform yearly routine checks to ensure their drivers are able to perform their duties safely.

Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

What is it with people’s allure with dividend stocks? I get that you get money from them but then it causes a taxable event. Could see the purpose if you want to retire early or just have extra streams of income. Trying to figure out why I would want to include it in my portfolio.

What is the partner process like at McK and BCG? Do they still get equity and pension like PwC? I am thinking about switching but it seems harder. I am just a Senior Associate.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I need help. Anyone have information of being an advanced medical support assistant for veterans affairs? I got offered a job in the SF valley . The pay Is a bit less but it's about 5.5 miles from my house.close. Why do people pray for government jobs? At the moment I'm with ucla health as an admin assistant float permanent& have been offered permanent placement at a site in LA about 16 miles . The pay seems pretty decent& also have the pension plan. Been here about 2 years no issues.

Looking to add 2 members to our team in CT. Asset management based team. Full benefits, pension, and enough leads to make your mind numb!

Thinking about making the switch to BDO! Is there a traditional pension, like in B4?

401K fiduciary responsibilities and other requirements for a Safe Harbor Plan? I will be creating the plan under a C Corp holding company with operational LLCs. All employees will be informed of the 401K including rollover opportunities.

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

Hi Fishes, i have an experience of approx 3 years in the field of fin and pension and Currently without a job. Can anyone provide any reference for me in their companies would greatly appreciate it. (Remote working would be a plus)

What are some side gigs people have done that they wouldn't pursue again today? Are there any you'd still go for, but would approach completely differently?

Thinking along the lines of:
- Platforms you'd keep away from
- Gigs that people have missed the boat on by now or instead that have just taken off only now
- Specific hustles that aren't worth the upfront cost/hassle in setting up or that are super hard to hire for
- Policies/attitudes you'd adopt going into things this time around

6 months pregnant and just laid off. And 40% of my severance was just taken in taxes .. I just spoke with paid family leave and I no longer qualify even though I had been paying into the program (thanks NY).. I already applied for unemployment but doctors are telling me I’ve got 10-14 weeks left in this pregnancy.. so stressed having twins and being unemployed, no maternity leave, no paychecks coming in, and I’ve been applying but not a single interview.. just ugh. 😭

Deloitte Manager or IBM Manager?? Please suggest.
Almost same fixed package.. skill SAP Functional Close to 10 Yrs experience.

Hi BNY employees,

What was your last rating ? Hike % & bonus % of CTC ?

Provide your input in comment.

How do you recommend dealing with a partner senior to you trying to do anything possible to push you out, force you to quit, or get you fired for years? Owner knows my abilities and likes me (contd)

How do you properly vet a law firm? I feel the associates I speak with talk up the firm and aren’t always candid.

Please give some reactions to this post to help me enable my DM.

Any reviews of ISB PGPRO? Planning to complete my master's after 14 yoe. The cost of program is 35L + is it worth considering roi?

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

I received HR submission email from the barclays yesterday.. how Soon can I expect the HR discussion and then offer letter rollout

Hyderabad or Banglore which one to chose.

Howz DWH,ETL,BI projects in Nagarro...

I am working in Capgemini past 2.5 yrs in Power Bi domain and total i have 5 yrs of exp in IT industry. But my salary is same as my experience 5 LPA. I know i am getting underpaid. If anyone can refer me help me out ...i can give him my first salary... I am at a high debt.

Pretty new here! Great news ..JOB offer …however the company is lowballing salary ..I informed recruiter Amount was not acceptable …sent off the salary requirement letter …. Nail biting ..Why waste my time again …she didn’t know the budget… so we proceeded forward, her reply ..advised me to talk w hiring team but in final interview there was no opportunity to speak abt salary w hiring team ….Have to say I enjoy the posts & it’s a decent networking site!!

Is it true that KPMG has the biggest FDD practice because their audit clients are so small that there's hardly any independence issue with bigger clients?

Used to be EXP on American, haven't flown them in a while and now no status. want to use miles for a flight, but they're charging $75 processing bc it's within 21 days. Any way around this?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Anyone a CFP as a side hustle?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Do you count your car as part of your NW on Mint/other trackers?

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Decided to payoff my mortgage.

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Any suggestions for joint investment account with a significant other?

If you had 2 mortgages at the exact same interest rate (1 is a 15 year and the other is a 30 year), does it make sense to put extra payments (say 400 per month) towards one or the other? Looking at it purely from a $ perspective in the long term (not psychological where You prepay the lower balance quicker to ultimately have only one loan).

15 year loan - 125k balance (renting this property out)
30 year loan - 400k balance (looking to buy this property soon)

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Do you DCA or lump your December & April bonus into ETFs?