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Saturday Wordle 280 3/6
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So the fiduciary rule got tossed yesterday
Additional Posts in Personal Investment Chatter
Thoughts on XT?
Used car prices starting to come down?
Buy the dip?
Any good ETFs to invest Roth into?
After figuring out FI/RE I am less motivated.
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I use personal capital as I'm able to monitor all my accounts and every transaction with a single login. I don't follow a strict budget as we aren't big spenders but there are budgeting tools available and various reporting options. It automatically categories everything and you can adjust as needed. I use the app's widget to quickly review recent transactions as part of my morning routine. It is completely free, and while they do occasionally have popups asking if you want to meet with and advisor you are under no obligation to do so.
https://share.personalcapital.com/x/QGpjcr
I like YNAB. I never thought I’d pay $84/year for an budgeting app when free ones exist, but here we are. I think YNAB is way better than Mint and others.
YNAB crushes the competition which is the reason they can charge $80/year for it. I’ve never had a better handle on my finances than the past year and it was perfectly timed, since I sold and bought a house. Seeing my entire financial picture laid out during those tumultuous months was great as it helped me realize what we were buying we could truly afford.
Excel
Has its pluses and minuses but does the trick well
Completely custom built
...also I always know what carryover I had from the prior month, which factors into knowing how well I manned expenses.