Serious question from a first time home buyer… If the home inspector said you need new pipes (galvanized need to be swapped out) do you handle it before you move in or let them run it’s course and let the home insurance handle it when it becomes an issue? I’ve been preparing to get a plumber in to do a full repiping and I’ve had two ppl tell me to let the home insurance handle it. Thoughts?

Why do firms not use vested stock options as incentive in earlier stages of career?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

US Grand Prix at COTA officially renewed to 2026. Any idea when deposit holders normally hear from COTA/Fevo?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Anyone know how to transfer your 401k after leaving acn?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

What do you guys think about future of NFTs on smaller chains? Thinking primarily about Avax and SOL. Do you they think will blow as well when people understands there are alternatives to high gas fees on ETH? Or will everyone stay on ETH because there where the mainstream is?

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Use savings to (partially) pay for business school or invest and fully cover via loans?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

How long do you guys think it will take for rental prices to rebound?

Looking for a new apt, and noticed 24 month leases cost more net effective (obviously because prices should increase next year).

How many of you biglaw associates are on your grind trying to recruit people to earn a big referral bonus? I’m treating it like a side gig. Ironic that my firm does not give associates any kind of origination credit. If they took the same philosophy with business development, I would direct my efforts there too.!

Any advice for 3L job hunt? 😬

Any insight on Brewer (either office, generally curious about the firm). I assume comp after year 1 is discretionary, rather than lock-step, given the size of the firm. Would appreciate happiness, horror stories, of whatever “firm culture” falls between the two. DM me if you don’t want to share publicly.

Anyone else at a firm with a fiscal year starting November 1 in limbo with hours? I've hit my bonus hours but there's no way to hit the next bonus level in just a month so I'm just gonna give the firm like 180 free hours...

If you receive a negative review, and you think the firm plans to ask you to leave soon, would they have provided a copy of your reviews, etc.?

Tax sucks. Bleah.

How much annual hike PwC India gives to their employees on an average basis?

Anyone sent email regarding salary revision to manager/HR & got expected salary ? Yes, Plz share email template :)

hello all,
I have joined CTS on dec-2021 ,I have been assigned to a support project i had 2 years of java development experience before joining CTS ,i have asked my reporting manager to provide release from the project but he is denying it now whom should I approach plz provide me your valuable suggestion

Can someone tell me how much time it takes for an official offer letter to be released after a salary negotiation interview in MS?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Good morning!

I would love to get into provider credentialing, but all employers I've looked at want at least 3 years of experience. So, I'm looking at Provider Network Coordinator roles, because I'm finding some of those roles don't need AS MUCH experience. I'm a RHIT, and have been working in healthcare for nearly 10 years.

Anyone know who might be looking for a network coordinator?

Anyone from SaT Bangalore? Looking for help/referrals.

Selling Peloton Bike + with bike mat for $1500. Purchased January 22; light usage. Have other accessories / peloton workout items willing to offer for additional $$$. You must pick up in 30075/ Roswell. Prefer venmo/PayPal upon pickup.

If we take the GMAT online, does it actually take a full 7 days to get the results? Or do you have unofficial results immediately after?

My respect for Lewis just went a notch up, what a drive in those conditions and still manages to get maximum out of that car

Does anyone else feel depressed because they feel too stupid for this job?

There have been surprising news with layoffs lately. Has anyone here been affected by the layoffs at Twitter or META?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Is it common for HOA to ask you to prove your car registration is up to date?

Thoughts on Fundrise?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Any Property Management recs in Seattle area? :(

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Does buyer have to share appraisal with seller? Can seller request it?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.